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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Best credit card

Smart,really easy to use.Fair interest and helpful Reviewed on: 21st February 2023

Brilliant

I have never had any issues with Zopa. They are a brilliant credit card provider. Constantly send notifications to let you know where you are at and keep you in the loop. Brilliant security when it comes to ordering online too with no worries Reviewed on: 21st February 2023

So easy to use

So easy to use always keep you updated 9n what you spend and your balance great card Reviewed on: 21st February 2023

Quick and effective

The one thing I do really appreciate is how quickly zopa update and credit your account. Day to day like is a struggle for everyone in this world, but for me personally Zopa make it easier. Thank you. Reviewed on: 21st February 2023

Really good

Good card. Wish I got it sooner. Good on on apr Reviewed on: 21st February 2023

Great company

Great company to deal with. I use the app and it is so easy to navigate and I can access anything I need Reviewed on: 21st February 2023

Great credit card

Nice little credit card company Great chance to increase your amount also Reviewed on: 21st February 2023

Easy to use. Very clear and hassle free

Always keeping me informed of my spending. Easy to use and good communication. Reviewed on: 21st February 2023

Great Card

Great Card, Simple to use and keep control of. Easy to use app. Reviewed on: 21st February 2023

Great card and customer service

Fantastic credit card and customer support and the mobile app is so easy to use Reviewed on: 21st February 2023

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