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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Very good

I always feel very well using your service and thank you Reviewed on: 21st February 2023

Great company

I've I had great experience and service with Zopa Reviewed on: 21st February 2023

Martin Guardiola

Todo perfecto, nunca un problema Reviewed on: 21st February 2023

Helpful

Helps when you have emergency and all credit company have not even look at your application Reviewed on: 21st February 2023

Credit card

Really easy provider Highly Recommended Reviewed on: 21st February 2023

Best of the best

Easy, reliable and effective ……. Reviewed on: 21st February 2023

Brilliant company

This company is brilliant, they keep you updated with new interest rates and allow you to track your spending and set caps on your limit Reviewed on: 21st February 2023

Recommend

I'm happy with my service from zopa credit card and I would be very happy to recommend to my family and friends Reviewed on: 21st February 2023

Credit score

As inflation continues to push up the costs for everything from food and gas to appliances and electronics, having a credit card that gives you a zero percent interest period or cash back is a real plus. So this would be the best one for each of us... Reviewed on: 21st February 2023

Very affordable

Very easy to make payments and use app. Reviewed on: 21st February 2023

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