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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Easy to use

Easy to use application and app. Reviewed on: 21st February 2023

Easy to use app

The app is easy to use and customer service are friendly and helpful Reviewed on: 21st February 2023

Convenient, easy to use

I picked this card mainly due to my limited options and needing a card with low interest for withdrawing cash in other countries. The account runs smoothly and the app has everything you need Reviewed on: 21st February 2023

Very Good Credit card

Zopa credit card is good and I would love to recommend to my friends Reviewed on: 21st February 2023

Great so fR

Great service and rates my experience with Zopa has been great compared to other lenders Reviewed on: 21st February 2023

Fast, efficient and manageable

I highly recommend this product, from the initial application through to receiving the card and having access to the online platform, this card is ideal and manageable. Reviewed on: 21st February 2023

Fantastic company

Have a credit card with Zopa and their customer service is second to none. Communication is excellent. Always kept up to date with information. Reviewed on: 21st February 2023

Great

I have never had any problems with Zopa everything is just on the app from handy tips great service Reviewed on: 21st February 2023

Great for building credit!

I got This credit card as I wanted to improve my credit. It is easy to stay in control of my spending with regular notifications. I have only once had a query which was resolved promptly online. Very happy with this product! Reviewed on: 21st February 2023

Mr s sheppard

It just nice to have something to lean on with the cost of living fantastic service Reviewed on: 21st February 2023

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