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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Best of the best

Easy, reliable and effective ……. Reviewed on: 21st February 2023

Brilliant company

This company is brilliant, they keep you updated with new interest rates and allow you to track your spending and set caps on your limit Reviewed on: 21st February 2023

Recommend

I'm happy with my service from zopa credit card and I would be very happy to recommend to my family and friends Reviewed on: 21st February 2023

Credit score

As inflation continues to push up the costs for everything from food and gas to appliances and electronics, having a credit card that gives you a zero percent interest period or cash back is a real plus. So this would be the best one for each of us... Reviewed on: 21st February 2023

Very affordable

Very easy to make payments and use app. Reviewed on: 21st February 2023

Love the simplicity of it

Been using a zopa credit card for nearly 2 years now and its help me build a great credit rating and the app is so easy to use to manage your account, i am really pleased Reviewed on: 21st February 2023

Highly recomended

Very good experience its easy and convenient to used Reviewed on: 21st February 2023

Great service

Excellent customer service and the best tracking and credit building card I have seen on the market would highly recommend Reviewed on: 21st February 2023

Easy to use

Easy to use and manage payments Reviewed on: 21st February 2023

No issues

Had a card for a few minths no issues no excessive charges or interest Reviewed on: 21st February 2023

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