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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Fantastic company

Have a credit card with Zopa and their customer service is second to none. Communication is excellent. Always kept up to date with information. Reviewed on: 21st February 2023

Great

I have never had any problems with Zopa everything is just on the app from handy tips great service Reviewed on: 21st February 2023

Great for building credit!

I got This credit card as I wanted to improve my credit. It is easy to stay in control of my spending with regular notifications. I have only once had a query which was resolved promptly online. Very happy with this product! Reviewed on: 21st February 2023

Mr s sheppard

It just nice to have something to lean on with the cost of living fantastic service Reviewed on: 21st February 2023

Very good

I always feel very well using your service and thank you Reviewed on: 21st February 2023

Great company

I've I had great experience and service with Zopa Reviewed on: 21st February 2023

Martin Guardiola

Todo perfecto, nunca un problema Reviewed on: 21st February 2023

Helpful

Helps when you have emergency and all credit company have not even look at your application Reviewed on: 21st February 2023

Credit card

Really easy provider Highly Recommended Reviewed on: 21st February 2023

Best of the best

Easy, reliable and effective ……. Reviewed on: 21st February 2023

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