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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Nice service

A1 service...................... Reviewed on: 21st February 2023

Excellent card company

Always there to help with great interest rates and facilities, Thankyou Reviewed on: 21st February 2023

great customer facing service

no issues from them and they have a great app, easy to use and manage Reviewed on: 21st February 2023

New customer

Best new bank. Reliable and consistant Reviewed on: 21st February 2023

Very good

I am very happy with your card Reviewed on: 21st February 2023

Simple and easy service

Easy application, great app and easy to use. Sensible lending. Confident that the company make sensible lending decisions. Reviewed on: 21st February 2023

I can finally start building up my credit score

For a long time, I struggle to build credit due to a lack of credit history and Zopa helps me with pointers to improve my score and also start improving my spending habits. Reviewed on: 21st February 2023

Easy and quick application

The application process was very quick and easy with a quick decision. App is very easy to use and provides all information needed. Reviewed on: 21st February 2023

Excellent

Nice and easy to deal with any issues Reviewed on: 21st February 2023

Zopa is great

The customer service is very good Reviewed on: 21st February 2023

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