Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Amazing company

I must say after receiving my zopa credit card how helpful and friendly service they have helped me mend my credit rating and put a very big smile on my face. I highly recommend zopa with the highest standards. Reviewed on: 21st February 2023

My opinion matters!

Best card in the world!,there is no card around to beat it. Reviewed on: 21st February 2023

1st class

No issues. Great communication. Always helpful. Reviewed on: 21st February 2023

Great App

Straight forward account easily managed by an equally straightforward app. Reviewed on: 21st February 2023

Great

Amazing, good quality for this product Reviewed on: 21st February 2023

Quick and easy to use

Good credit limit and easy to pay each month Reviewed on: 21st February 2023

The best company so far

Their products are top notch without hidden charges Reviewed on: 21st February 2023

Amazing

So simple to use , love how fast the money is on the card after payment. recommended Reviewed on: 21st February 2023

Excellent service

Excellent service and fantastic credit card Reviewed on: 21st February 2023

Easy to use

The Zopa card is extremely easy to (no Apple Pay integration though) and extremely easy to keep track of and pay into. Reviewed on: 21st February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card (discontinued)
from Metro Bank 4.72 from 880 reviews
Credit Card
from Allied Irish Bank - AIB 4.11 from 6 reviews
Overpay
from Incredible 4.19 from 5 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub