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Zopa: Credit card reviews

4.94
Based on 44,339 reviews, last reviewed 26th Apr 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026
Lubna's avatar
Lubna

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44339)

Easy to use

4
The Zopa card is extremely easy to (no Apple Pay integration though) and extremely easy to keep track of and pay into. Reviewed on: 21st February 2023

Credit card

5
Very happy with my credit card very helpful staff Reviewed on: 21st February 2023

Excellent

5
It is a very excellent company Reviewed on: 21st February 2023

Everything is so easy

5
No hassles or problems. Everything is straightforward as easy to use Reviewed on: 21st February 2023

Easy to use

5
App is extremely comfortable to use Reviewed on: 21st February 2023

Great

5
Great service, quick to respond Reviewed on: 21st February 2023

Amazing

5
Amazing experience with credit card. Reviewed on: 21st February 2023

Excellent

5
Having a Zopa card has been wonderful. It’s really helped my credit and they are super helpful. Reviewed on: 21st February 2023

Quick and easy process

5
Qick,easy process app is accessabile and easy to understand Reviewed on: 21st February 2023

Excellent service

5
Received really great service from the service lady Reviewed on: 21st February 2023

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