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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Banking company

A very good banking company that I would recommend Reviewed on: 21st February 2023

credit card

excellent card provider has helped me boost my credit rating everything is clear and easy to understand fab customer service Reviewed on: 21st February 2023

Great service

Happy customer very pleased, easy to use. So happy. Reviewed on: 21st February 2023

Great

Very professional service and easy to use and manage Reviewed on: 21st February 2023

Excellent service

Applying for a zopa credit card was the easiest and fastest ever. I would highly recommend zopa to the world Reviewed on: 21st February 2023

Brilliant card

Easy to use, also I have a saving account too Reviewed on: 21st February 2023

Amazing company

I must say after receiving my zopa credit card how helpful and friendly service they have helped me mend my credit rating and put a very big smile on my face. I highly recommend zopa with the highest standards. Reviewed on: 21st February 2023

My opinion matters!

Best card in the world!,there is no card around to beat it. Reviewed on: 21st February 2023

1st class

No issues. Great communication. Always helpful. Reviewed on: 21st February 2023

Great App

Straight forward account easily managed by an equally straightforward app. Reviewed on: 21st February 2023

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