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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Very helpful

Always rely on my Zopa , Definitely would recommend Reviewed on: 21st February 2023

Great card and rates

Great card and rates never had any issues with with and helped me when contacted them Reviewed on: 21st February 2023

Easy, well managed modern take on the credit card

A great, easy to use app that enables easy account maintenance and also provides some great money management tips! Reviewed on: 21st February 2023

First Class Service!

Easy to apply, Superfast Payment, Stress Free! Reviewed on: 21st February 2023

Heaven sent

A truly heaven sent product a great looking card and outstanding customer service Reviewed on: 21st February 2023

Quick easy simple

Quick set up easy to use would recommend this company for a credit card every time Reviewed on: 21st February 2023

Great credit card

App is really easy to is, Zopa are great at keeping me up to date. Reviewed on: 21st February 2023

Good card with excellent managability

Good value card, with excellent app and options to manage use. Credit buffer is an excellent tool and all my interaction has been easy Reviewed on: 21st February 2023

Great Service

Needed credit, Zopa allowed me to have credit and an App Reviewed on: 21st February 2023

Brilliant credit card

Zopa gave the chance to improve my credit. Reviewed on: 21st February 2023

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