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Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44353)

Great

5
Amazing, good quality for this product Reviewed on: 21st February 2023
razvan brebu's avatar
razvan brebu

Quick and easy to use

4
Good credit limit and easy to pay each month Reviewed on: 21st February 2023
Ian walker 's avatar
Ian walker

The best company so far

5
Their products are top notch without hidden charges Reviewed on: 21st February 2023
Mark Akwukwaegbu's avatar
Mark Akwukwaegbu

Amazing

5
So simple to use , love how fast the money is on the card after payment. recommended Reviewed on: 21st February 2023
Kristiina Joa's avatar
Kristiina Joa

Excellent service

4
Excellent service and fantastic credit card Reviewed on: 21st February 2023
David Howard's avatar
David Howard

Easy to use

4
The Zopa card is extremely easy to (no Apple Pay integration though) and extremely easy to keep track of and pay into. Reviewed on: 21st February 2023
Sean Napier's avatar
Sean Napier

Credit card

5
Very happy with my credit card very helpful staff Reviewed on: 21st February 2023
Marie goodrum 's avatar
Marie goodrum

Excellent

5
It is a very excellent company Reviewed on: 21st February 2023
Mirela S's avatar
Mirela S

Everything is so easy

5
No hassles or problems. Everything is straightforward as easy to use Reviewed on: 21st February 2023
GPBAILEY 's avatar
GPBAILEY

Easy to use

5
App is extremely comfortable to use Reviewed on: 21st February 2023
Clayton Castelino's avatar
Clayton Castelino

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