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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Great

Great service, quick to respond Reviewed on: 21st February 2023

Amazing

Amazing experience with credit card. Reviewed on: 21st February 2023

Excellent

Having a Zopa card has been wonderful. It’s really helped my credit and they are super helpful. Reviewed on: 21st February 2023

Quick and easy process

Qick,easy process app is accessabile and easy to understand Reviewed on: 21st February 2023

Excellent service

Received really great service from the service lady Reviewed on: 21st February 2023

Very helpful

Always rely on my Zopa , Definitely would recommend Reviewed on: 21st February 2023

Great card and rates

Great card and rates never had any issues with with and helped me when contacted them Reviewed on: 21st February 2023

Easy, well managed modern take on the credit card

A great, easy to use app that enables easy account maintenance and also provides some great money management tips! Reviewed on: 21st February 2023

First Class Service!

Easy to apply, Superfast Payment, Stress Free! Reviewed on: 21st February 2023

Heaven sent

A truly heaven sent product a great looking card and outstanding customer service Reviewed on: 21st February 2023

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