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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Quick easy simple

Quick set up easy to use would recommend this company for a credit card every time Reviewed on: 21st February 2023

Great credit card

App is really easy to is, Zopa are great at keeping me up to date. Reviewed on: 21st February 2023

Good card with excellent managability

Good value card, with excellent app and options to manage use. Credit buffer is an excellent tool and all my interaction has been easy Reviewed on: 21st February 2023

Great Service

Needed credit, Zopa allowed me to have credit and an App Reviewed on: 21st February 2023

Brilliant credit card

Zopa gave the chance to improve my credit. Reviewed on: 21st February 2023

Easy and fair

Easy and fair, and helpful if in tines of need! Reviewed on: 21st February 2023

Only 1 complaint

Only complaint I have is they rarely offer a credit limit increase Reviewed on: 21st February 2023

Great for building credit

I got this card to start building my credit rating great starter card and an easy to use app i especially like the credit cushion. Reviewed on: 21st February 2023

They just work....and I have confidence !

Great company and easy to navigate apps and online service. Good reminders and responsible lenders. For once I am a genuine happy customer. Reviewed on: 21st February 2023

Great

Great service, regular updates and advice! Reviewed on: 21st February 2023

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