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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Only 1 complaint

Only complaint I have is they rarely offer a credit limit increase Reviewed on: 21st February 2023

Great for building credit

I got this card to start building my credit rating great starter card and an easy to use app i especially like the credit cushion. Reviewed on: 21st February 2023

They just work....and I have confidence !

Great company and easy to navigate apps and online service. Good reminders and responsible lenders. For once I am a genuine happy customer. Reviewed on: 21st February 2023

Great

Great service, regular updates and advice! Reviewed on: 21st February 2023

Amazing to work with and customer service excellent

Easy to apply great customer service always there to help got a loan with no hassle was transferred into my bank with in hours could not fault the company there always there to help you Reviewed on: 21st February 2023

Great company

Great company, whenever I have contacted them they have been helpful. I had a limit increase which was optional after paying well for a good few months Reviewed on: 21st February 2023

GREAT CUSTOMER SERVICES

ALWASY PROVIDED WITH EXCELLENT SRVICE,GREAT COMMUNICATION Reviewed on: 21st February 2023

Brilliant

Fast effective service. Communication is clear and app is easy to use Reviewed on: 21st February 2023

Zopa credit

Fair apr great customer service Reviewed on: 21st February 2023

Great customer service

Zopa have been great from start to finish. The application was easy to fill out, the app is easy to manage and the customer service support was excellent when I needed help changing my details over the phone. Would definitely recommend Reviewed on: 21st February 2023

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