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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Great customer service

Zopa have been great from start to finish. The application was easy to fill out, the app is easy to manage and the customer service support was excellent when I needed help changing my details over the phone. Would definitely recommend Reviewed on: 21st February 2023

Great service

Zopa are a great provider with great customer service and affordability on what you loan. Reviewed on: 21st February 2023

Amazing

Efficient. Convenient. Reliable. Amazing Reviewed on: 21st February 2023

efficient friendly and an easy to use app

good customer service and easy to deal with Reviewed on: 21st February 2023

RELIABLE AND NO ISSUES

They are reliable and had no issues Reviewed on: 21st February 2023

Great customer experience

From beginning to end this whole experience had been a breeze and explained at every step. Would recommend to everybody. Reviewed on: 21st February 2023

The best credit card ever!

Low fee! Easy to use! The best way to borrow money! Reviewed on: 21st February 2023

Easy and good company to speak to always friendly and helpful

Best experience I’ve had never had an issue with my card would be nice to have a better limit but for now it’s still help full Reviewed on: 21st February 2023

Simple CC

Easy to use, instant updates! Absolutely no brainer to use! Reviewed on: 21st February 2023

Zopa helps people with low credit score to rise it

I applied for this card when I had below an average credit score , they did not have a problem to approve my application , good customer service . And thanks for monthly reports my credit score is going up Reviewed on: 21st February 2023

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