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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great service

Zopa are a great provider with great customer service and affordability on what you loan. Reviewed on: 21st February 2023

Amazing

Efficient. Convenient. Reliable. Amazing Reviewed on: 21st February 2023

efficient friendly and an easy to use app

good customer service and easy to deal with Reviewed on: 21st February 2023

RELIABLE AND NO ISSUES

They are reliable and had no issues Reviewed on: 21st February 2023

Great customer experience

From beginning to end this whole experience had been a breeze and explained at every step. Would recommend to everybody. Reviewed on: 21st February 2023

The best credit card ever!

Low fee! Easy to use! The best way to borrow money! Reviewed on: 21st February 2023

Easy and good company to speak to always friendly and helpful

Best experience I’ve had never had an issue with my card would be nice to have a better limit but for now it’s still help full Reviewed on: 21st February 2023

Simple CC

Easy to use, instant updates! Absolutely no brainer to use! Reviewed on: 21st February 2023

Zopa helps people with low credit score to rise it

I applied for this card when I had below an average credit score , they did not have a problem to approve my application , good customer service . And thanks for monthly reports my credit score is going up Reviewed on: 21st February 2023

Excellent service

After switching to Zopa I have enjoyed having my credit card with them. The clarity of the app is excellent and I know exactly where I stand. Reviewed on: 21st February 2023

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