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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great company

Great company, whenever I have contacted them they have been helpful. I had a limit increase which was optional after paying well for a good few months Reviewed on: 21st February 2023

GREAT CUSTOMER SERVICES

ALWASY PROVIDED WITH EXCELLENT SRVICE,GREAT COMMUNICATION Reviewed on: 21st February 2023

Brilliant

Fast effective service. Communication is clear and app is easy to use Reviewed on: 21st February 2023

Zopa credit

Fair apr great customer service Reviewed on: 21st February 2023

Great customer service

Zopa have been great from start to finish. The application was easy to fill out, the app is easy to manage and the customer service support was excellent when I needed help changing my details over the phone. Would definitely recommend Reviewed on: 21st February 2023

Great service

Zopa are a great provider with great customer service and affordability on what you loan. Reviewed on: 21st February 2023

Amazing

Efficient. Convenient. Reliable. Amazing Reviewed on: 21st February 2023

efficient friendly and an easy to use app

good customer service and easy to deal with Reviewed on: 21st February 2023

RELIABLE AND NO ISSUES

They are reliable and had no issues Reviewed on: 21st February 2023

Great customer experience

From beginning to end this whole experience had been a breeze and explained at every step. Would recommend to everybody. Reviewed on: 21st February 2023

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