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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Very good

great product. very good app and very helpful. I am satisfied Reviewed on: 21st February 2023

Super service

Easy to manage, lots of features to help you manage your money. Thank you! Reviewed on: 21st February 2023

Great company

Really easy to apply for in the first place and the app is great, I always know where I’m at with usage and payment due dates Reviewed on: 21st February 2023

Good experience

Simple to use with good app. Application process straight forward. Reviewed on: 21st February 2023

Credit card

Zopa are great, great interest rates, great lenders, great support. The support team are very helpful and supportive. Reviewed on: 21st February 2023

Intrest rate

Zopa is a very good credit card with a great customer service but if would even be better if they reduce the intrest rate. Thanks Zopa Reviewed on: 21st February 2023

Cracking Card - Easy Management

really easy to use app, easy firm to deal with Reviewed on: 21st February 2023

Fantastic credit card

Very easy to apply , fantastic customer service , great offers ,good support Reviewed on: 21st February 2023

Good company for all needs

Have to say one of the best credit cards out there no hassel with anything and awesome customer service to add Reviewed on: 21st February 2023

The best of the best

100 % satisfaction wherever you go Reviewed on: 21st February 2023

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