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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very good so far

I like the way Zoopa operates with a tracker of your credit score and updates. Reviewed on: 21st February 2023

Great flexible card

Really flexible easy to use and great app Reviewed on: 21st February 2023

Best credit card I've used

Best credit card I've used for payments and credit building Reviewed on: 21st February 2023

Very easy to deal with

I have 4 credit cards and zopa is the best and easily accessible Reviewed on: 21st February 2023

Great company

Brilliant credit card company very happy with the service Reviewed on: 21st February 2023

Fantastic

Awesome company great customer service Reviewed on: 21st February 2023

Good For Building Credit

A great card which offers both a credit limit and minimum payment that is affordable to my budget. It has done wonders for my credit rating. Reviewed on: 21st February 2023

Great service

Efficient, no waiting for transactions to process, balance on spot, Reviewed on: 21st February 2023

Building got the future

Took out this card to help build my credit history. No problems, easy app and always updated on account. Sensible limits set and no pressure. Reviewed on: 21st February 2023

Very good

great product. very good app and very helpful. I am satisfied Reviewed on: 21st February 2023

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