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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

If in doubt get Zopa.

Absolutely the best credit card service, my experience so far has been amazing and I’ve recommended Zopa to friends and family. Reviewed on: 21st February 2023

I have credit card and smart saver account

Great service and quick and easy to access Reviewed on: 21st February 2023

Great credit card

The only downfall is that they don’t increase your limit but apart from that they are great Reviewed on: 21st February 2023

It has amazing customer service

Anytime I try get in touch they have one better customer service I ever had to deal with Reviewed on: 21st February 2023

Zopa

Good rate good app and all good experience Reviewed on: 21st February 2023

Great easy to use.excellent customer service support

Zopa are a great company.very friendly and helpful. Reviewed on: 21st February 2023

Very good so far

I like the way Zoopa operates with a tracker of your credit score and updates. Reviewed on: 21st February 2023

Great flexible card

Really flexible easy to use and great app Reviewed on: 21st February 2023

Best credit card I've used

Best credit card I've used for payments and credit building Reviewed on: 21st February 2023

Very easy to deal with

I have 4 credit cards and zopa is the best and easily accessible Reviewed on: 21st February 2023

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