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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44348)

Super service

5
Easy to manage, lots of features to help you manage your money. Thank you! Reviewed on: 21st February 2023
SKG's avatar
SKG

Great company

5
Really easy to apply for in the first place and the app is great, I always know where I’m at with usage and payment due dates Reviewed on: 21st February 2023
dmariebrookes@aol.co.uk's avatar
[email protected]

Good experience

5
Simple to use with good app. Application process straight forward. Reviewed on: 21st February 2023
Nye Ainsbar's avatar
Nye Ainsbar

Credit card

5
Zopa are great, great interest rates, great lenders, great support. The support team are very helpful and supportive. Reviewed on: 21st February 2023
kerrysando1@icloud.com's avatar
[email protected]

Intrest rate

5
Zopa is a very good credit card with a great customer service but if would even be better if they reduce the intrest rate. Thanks Zopa Reviewed on: 21st February 2023
Jafar kalantari 's avatar
Jafar kalantari

Cracking Card - Easy Management

5
really easy to use app, easy firm to deal with Reviewed on: 21st February 2023
phil borwell's avatar
phil borwell

Fantastic credit card

5
Very easy to apply , fantastic customer service , great offers ,good support Reviewed on: 21st February 2023
barrie kelsall's avatar
barrie kelsall

Good company for all needs

5
Have to say one of the best credit cards out there no hassel with anything and awesome customer service to add Reviewed on: 21st February 2023
Freddy Ball's avatar
Freddy Ball

The best of the best

5
100 % satisfaction wherever you go Reviewed on: 21st February 2023
Margaret Jelonek's avatar
Margaret Jelonek

Fantastic Service and Products

5
From day one zopa has provided transparency and superb customer service. Reviewed on: 21st February 2023
Dean Palmer's avatar
Dean Palmer

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