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Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44353)

Great company

5
Brilliant credit card company very happy with the service Reviewed on: 21st February 2023
Belinda Hartshorn's avatar
Belinda Hartshorn

Fantastic

5
Awesome company great customer service Reviewed on: 21st February 2023
Susan's avatar
Susan

Good For Building Credit

5
A great card which offers both a credit limit and minimum payment that is affordable to my budget. It has done wonders for my credit rating. Reviewed on: 21st February 2023
Melvyn Doherty's avatar
Melvyn Doherty

Great service

5
Efficient, no waiting for transactions to process, balance on spot, Reviewed on: 21st February 2023
joycoo2006@yahoo.co.uk 's avatar
[email protected]

Building got the future

5
Took out this card to help build my credit history. No problems, easy app and always updated on account. Sensible limits set and no pressure. Reviewed on: 21st February 2023
Suzanne's avatar
Suzanne

Very good

5
great product. very good app and very helpful. I am satisfied Reviewed on: 21st February 2023
Rado Kacprzak's avatar
Rado Kacprzak

Super service

5
Easy to manage, lots of features to help you manage your money. Thank you! Reviewed on: 21st February 2023
SKG's avatar
SKG

Great company

5
Really easy to apply for in the first place and the app is great, I always know where I’m at with usage and payment due dates Reviewed on: 21st February 2023
dmariebrookes@aol.co.uk's avatar
[email protected]

Good experience

5
Simple to use with good app. Application process straight forward. Reviewed on: 21st February 2023
Nye Ainsbar's avatar
Nye Ainsbar

Credit card

5
Zopa are great, great interest rates, great lenders, great support. The support team are very helpful and supportive. Reviewed on: 21st February 2023
kerrysando1@icloud.com's avatar
[email protected]

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