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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

I think the rates are fair.

Zopa has been amazing, they keep you updated on everything with their reminders which helps a lot. Their staff are friendly, patient and helpful. I will recommend them to anyone. Reviewed on: 21st February 2023

Very nice

This very helpful easy take money every way working make easy life Reviewed on: 21st February 2023

Excellent

Very simple to use and great customer support can only say good words about Zopa Reviewed on: 21st February 2023

Good one

Fast easy access to polite customer services Reviewed on: 21st February 2023

easy and accessable

Great card for the starter, easy to use, all on an app that is simple and straight forward, what more can you ask for! Reviewed on: 21st February 2023

Fantastic! Spot on!

Transactions appear on the account immediately keeping it right up to date. Payments clear straight away - which is fantastic! Reviewed on: 21st February 2023

Good rates

Zopa is good and interest rates are ok I am happy with them amazing Reviewed on: 21st February 2023

Best in the industry

Everything about them is first class. The app, the service superb. Reviewed on: 21st February 2023

So easy to use

By far the best credit card I had Reviewed on: 21st February 2023

Easy to Apply

Easy Application Process with no Hassle Reviewed on: 21st February 2023

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