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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

easy and accessable

Great card for the starter, easy to use, all on an app that is simple and straight forward, what more can you ask for! Reviewed on: 21st February 2023

Fantastic! Spot on!

Transactions appear on the account immediately keeping it right up to date. Payments clear straight away - which is fantastic! Reviewed on: 21st February 2023

Good rates

Zopa is good and interest rates are ok I am happy with them amazing Reviewed on: 21st February 2023

Best in the industry

Everything about them is first class. The app, the service superb. Reviewed on: 21st February 2023

So easy to use

By far the best credit card I had Reviewed on: 21st February 2023

Easy to Apply

Easy Application Process with no Hassle Reviewed on: 21st February 2023

No problems

I’ve had no problems when it comes to my Zopa credit card which is always a good thing but if I didn’t I’m sure the customer service team would be amazing at helping me solve my problem. Reviewed on: 21st February 2023

Great service

Easy to deal with and very understanding. Reviewed on: 21st February 2023

Amazing

Best and easiest company to deal with would recommend to anyone and good rates Reviewed on: 21st February 2023

Quick and easy to apply and use

It was very easy to apply for card,and helped me out when I needed abit extra money,highly recommend. Reviewed on: 21st February 2023

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