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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

No problems

I’ve had no problems when it comes to my Zopa credit card which is always a good thing but if I didn’t I’m sure the customer service team would be amazing at helping me solve my problem. Reviewed on: 21st February 2023

Great service

Easy to deal with and very understanding. Reviewed on: 21st February 2023

Amazing

Best and easiest company to deal with would recommend to anyone and good rates Reviewed on: 21st February 2023

Quick and easy to apply and use

It was very easy to apply for card,and helped me out when I needed abit extra money,highly recommend. Reviewed on: 21st February 2023

Good

Good customer service and speed of delivery. Reviewed on: 21st February 2023

Great little card

The app is easy and simple. Slick application process. Reviewed on: 21st February 2023

Life saving credit company

Really came in handy at a time when I was financially down and has helped me build better credit in the process. Reviewed on: 21st February 2023

Great credit card

Simple and easy to use with no hassles Reviewed on: 21st February 2023

ZOPA APP!

The zopa app is so easy to use and helps you to keep on top of things! Reviewed on: 21st February 2023

Zopa is my credit card of choice

Zopa is a great credit card. A reasonable interest rate and I can choose how much I pay back each month as long as I pay the minimum. Also gives me advice on credit and borrowing. Reviewed on: 21st February 2023

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