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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excellent

Zopa ate great. Reliable friendly and just overall amazing Reviewed on: 21st February 2023

Credit card

the best credit card in the world Reviewed on: 21st February 2023

Top card

I have a couple of credit cards but this is by for the best no issues at all Reviewed on: 21st February 2023

Top card company

Not only can you keep an eye on your balance with simple app they also provide your credit score and helpful info Reviewed on: 21st February 2023

Fast and easy

Easy to apply and easy to use . Reviewed on: 21st February 2023

Good to use the Zopa credit card

Best credit card ever. Easy to apply and overall it’s good. Reviewed on: 21st February 2023

Such ace credit card

It's so good easy to use easy to pay. Good interest rate Reviewed on: 21st February 2023

Great credit builder

My credit score is a little sketchy based on an issue I had, out of my control, a few years ago. I’ve struggled to get back on top of things but Zopa offered me a card without hassle and my score is already on the up. So much so that I’ve found it a lot easier to get credit where needed (I’m a lot more cautious these days). The application was amazingly straight forward and the app makes payments and tracking spends so easy. Reviewed on: 21st February 2023

Very help for people need improve credit score

Was very good in the time that I need help Reviewed on: 21st February 2023

Credit Card Zopa

I’ve got the credit card that I’m happy with, Zopa is a company that probably gives you the that financial help that you need quick and easy. The app is good so I’m very happy being Zopa credit card holder and their client. Reviewed on: 21st February 2023

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