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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Good

Good customer service and speed of delivery. Reviewed on: 21st February 2023

Great little card

The app is easy and simple. Slick application process. Reviewed on: 21st February 2023

Life saving credit company

Really came in handy at a time when I was financially down and has helped me build better credit in the process. Reviewed on: 21st February 2023

Great credit card

Simple and easy to use with no hassles Reviewed on: 21st February 2023

ZOPA APP!

The zopa app is so easy to use and helps you to keep on top of things! Reviewed on: 21st February 2023

Zopa is my credit card of choice

Zopa is a great credit card. A reasonable interest rate and I can choose how much I pay back each month as long as I pay the minimum. Also gives me advice on credit and borrowing. Reviewed on: 21st February 2023

Excellent

Zopa ate great. Reliable friendly and just overall amazing Reviewed on: 21st February 2023

Credit card

the best credit card in the world Reviewed on: 21st February 2023

Top card

I have a couple of credit cards but this is by for the best no issues at all Reviewed on: 21st February 2023

Top card company

Not only can you keep an eye on your balance with simple app they also provide your credit score and helpful info Reviewed on: 21st February 2023

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