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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Credit Card Zopa

I’ve got the credit card that I’m happy with, Zopa is a company that probably gives you the that financial help that you need quick and easy. The app is good so I’m very happy being Zopa credit card holder and their client. Reviewed on: 21st February 2023

Helped me build credit score

Great card, app works as it should, regular update emails and helped me build my credit score. Thanks Reviewed on: 21st February 2023

Easy peasy Zopa was breezy !

Easiest application to it landing on my doormat ever ! Love it ! Reviewed on: 21st February 2023

Easy to use Credit Card

Application very easy, great app with all the information you need to manage your finances effectively. Reviewed on: 21st February 2023

Super Credit Card

Friendly, helpful, amazing. Thanks Reviewed on: 21st February 2023

5 star service

Great customer service, everything is self explanatory and easy to use app, brilliant all round Reviewed on: 21st February 2023

Simple & Easy to Manage

I have found the Zopa Credit Card simple and easy to manage from the beginning. From the initial application through to the daily checking, running and updating of my account the process is simple and easy through the app and there are no surprises, hidden extras or long calls to call centres. Great job Zopa. Reviewed on: 21st February 2023

Easy to use credit card

Easy to apply and get your answer in a few minutes with no fuss, easy to use app as well, overall really satisfied Reviewed on: 21st February 2023

Great company and service

Can't fault zopa been great the year or so I've been with them Reviewed on: 21st February 2023

not bad for a bad credit provider

good way of building or rebuilding credit Reviewed on: 21st February 2023

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