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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Excellent

Excellent card and all the support you need Reviewed on: 21st February 2023

GOOD SERVICE PROVIDER IN UK

SERVICE IS AMAZING AND SO MANY CASH BACK OFFER AS WELL THEY ARE PROVIDING FOR CUSTMORES Reviewed on: 21st February 2023

Customer

Zopa was the only credit card to give me a chance as my credit rating is very poor they have a brilliant app that helps me use my card wisely with great other options to help me increase my credit rating Reviewed on: 21st February 2023

Great!

Great customer service, easy to use app, would highly recommend! Reviewed on: 21st February 2023

Great, easy, helpful

I have absolutely no problems with my experience so far, was easy to setup and easy to work. Reviewed on: 21st February 2023

Easy to use

Easy to apply & speedy delivery of card Reviewed on: 21st February 2023

Very happy with my credit card

They very easy to talk to and I don't feel pressured Reviewed on: 21st February 2023

Fantastic

Zopa provide me excellent quality service. Reviewed on: 21st February 2023

Clear precise wording of terms no hidden agenda

Glad to have started with the company Reviewed on: 21st February 2023

Great

My experience is really good I like the credit card easy to use and easy to pay back the money Reviewed on: 21st February 2023

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