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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44348)

Amazing offers

5
Good service. I am satisfied with the product. You just need to be consistent with the payments and usage and Zopa will surprise you with great offers and upgrade you as well. Reviewed on: 21st February 2023
Gyunter Mehmed's avatar
Gyunter Mehmed

Good

3
Ok. Need direct debit facility . Which is not available at this time Reviewed on: 21st February 2023
Naga's avatar
Naga

Great, Easy app to use,

5
Overall really happy, application was easy, getting card was quick, app is easy to use and see what your spending, payment system easy to use, only con would be amount of time you spend waiting on live chat with help, had problem with card not working, took over a hour to reslove (most of this time was sat waiting for a reply), needed new card which did turn up in a couple of days which was great as I was going away and wanted my card with me, would recommend them to others but as I said be prepared for long waits on replies in live chat, obviously thier support team are dealing with multiple chats which I understand but this does leave you sitting twiddling your thumbs waiting to get a reply to your last message Reviewed on: 21st February 2023
Jacko81's avatar
Jacko81

Zopa Credit Card

5
Easy to apply for. App easy to understand and use. Reviewed on: 21st February 2023
James Harrison 's avatar
James Harrison

Excellent

5
Really good straight forward and easy to use app Reviewed on: 21st February 2023
David&Blake adventure's avatar
David&Blake adventure

Pleasant company

4
Always been helpful and polite, never made me feel helpless Reviewed on: 21st February 2023
Phillipa Broughton's avatar
Phillipa Broughton

Zopa credit catd

5
Very happy with my card and it was easy to set up and the staff are friendly and helpful Reviewed on: 21st February 2023
holzherrg@icloud.com's avatar
[email protected]

Helps you out with helpful tips

5
Very easy app to use and straight forward Reviewed on: 21st February 2023
Mark Morris's avatar
Mark Morris

Good credit card with good app

5
Good credit card with good app. for a starter credit card this have been very good and would recommend Reviewed on: 21st February 2023
Russell Norman's avatar
Russell Norman

Excellent

5
Excellent card and all the support you need Reviewed on: 21st February 2023
Michael Furlong's avatar
Michael Furlong

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