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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

GOOD SERVICE PROVIDER IN UK

SERVICE IS AMAZING AND SO MANY CASH BACK OFFER AS WELL THEY ARE PROVIDING FOR CUSTMORES Reviewed on: 21st February 2023

Customer

Zopa was the only credit card to give me a chance as my credit rating is very poor they have a brilliant app that helps me use my card wisely with great other options to help me increase my credit rating Reviewed on: 21st February 2023

Great!

Great customer service, easy to use app, would highly recommend! Reviewed on: 21st February 2023

Great, easy, helpful

I have absolutely no problems with my experience so far, was easy to setup and easy to work. Reviewed on: 21st February 2023

Easy to use

Easy to apply & speedy delivery of card Reviewed on: 21st February 2023

Very happy with my credit card

They very easy to talk to and I don't feel pressured Reviewed on: 21st February 2023

Fantastic

Zopa provide me excellent quality service. Reviewed on: 21st February 2023

Clear precise wording of terms no hidden agenda

Glad to have started with the company Reviewed on: 21st February 2023

Great

My experience is really good I like the credit card easy to use and easy to pay back the money Reviewed on: 21st February 2023

Very good , liked

Very good, easy to use and pay back! Recommend! Reviewed on: 21st February 2023

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