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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Very good , liked

Very good, easy to use and pay back! Recommend! Reviewed on: 21st February 2023

Credit card

My experience has been amazing and I would recommend this credit card company to anyone So far I’ve had no issues The best Reviewed on: 21st February 2023

Great service

Great credit company.! Really happy with the service they provide Reviewed on: 21st February 2023

great

great card and that i was givin a card wirh bad credit Reviewed on: 21st February 2023

Second chance

I received my credit card after I had been turned down by other companies through having past issues with credit (after a divorce) my finances changed dramatically but to be given a second chance has been so uplifting to prove I am not a bad customer and am now in a position where I can afford to use my credit card and be happy knowing I can afford to pay it back Thanks zopa Reviewed on: 21st February 2023

Zopa credit card

Very easy process to apply for the card. The app is very user friendly and I am extremely pleased with the overall service Zopa provide to myself. Reviewed on: 21st February 2023

Very easy to use

Easy to apply for use and recommend Reviewed on: 21st February 2023

Smoot Sailing

Easy application, good APR and limit increase on par with spending. Reviewed on: 21st February 2023

Love it customer service on point and interest rate is manageable

It's a good company Reviewed on: 21st February 2023

Brilliant company

I love having this credit card, it really is the best company! Reviewed on: 21st February 2023

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