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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Very good credit provider

It was so easy to apply and transparent with the interest rate Reviewed on: 21st February 2023

Super easy and straightforward

Zopa is fabulous offering, super easy and straightforward to set up with clear direction, details and easy navigation. Highly recommended!!! Reviewed on: 21st February 2023

Best credit card

Easy and simple to use, it’s straightforward to make extra payments and keep a check on your spending. Reviewed on: 21st February 2023

Great card

Great card easy to use app just couldn’t get any better Reviewed on: 21st February 2023

Great

Really user friendly app that includes borrowing power and credit score Reviewed on: 21st February 2023

Really good company

Really good not that much interest Reviewed on: 21st February 2023

Hassle Free

Very easy to use and very safe, the customer service is very helpful. I would recommend. Reviewed on: 21st February 2023

Excellent

Good experience. Kept upto date with any issues or changes to.my account Reviewed on: 21st February 2023

Very easy and convenient

I love using Zopa because it’s one of the first of its kind. To contact someone you can go on the app and conveniently do anything you need on web chat. And when you make a payment towards your balance it updates immediately so you can keep better track of your balance. Reviewed on: 21st February 2023

Is fantastic

The credit card help me very much to build my creditscore Reviewed on: 21st February 2023

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