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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Easy to use

Easy to apply & speedy delivery of card Reviewed on: 21st February 2023

Very happy with my credit card

They very easy to talk to and I don't feel pressured Reviewed on: 21st February 2023

Fantastic

Zopa provide me excellent quality service. Reviewed on: 21st February 2023

Clear precise wording of terms no hidden agenda

Glad to have started with the company Reviewed on: 21st February 2023

Great

My experience is really good I like the credit card easy to use and easy to pay back the money Reviewed on: 21st February 2023

Very good , liked

Very good, easy to use and pay back! Recommend! Reviewed on: 21st February 2023

Credit card

My experience has been amazing and I would recommend this credit card company to anyone So far I’ve had no issues The best Reviewed on: 21st February 2023

Great service

Great credit company.! Really happy with the service they provide Reviewed on: 21st February 2023

great

great card and that i was givin a card wirh bad credit Reviewed on: 21st February 2023

Second chance

I received my credit card after I had been turned down by other companies through having past issues with credit (after a divorce) my finances changed dramatically but to be given a second chance has been so uplifting to prove I am not a bad customer and am now in a position where I can afford to use my credit card and be happy knowing I can afford to pay it back Thanks zopa Reviewed on: 21st February 2023

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