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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Great service

I was a beginner and have been using my zopa credit card to improve my credit score and so far doing great with it ;) Reviewed on: 21st February 2023

Lovely company

Very nice company. East to use app. Reviewed on: 21st February 2023

A Master card

Easy to deal with, very supportive & extremely informative Reviewed on: 21st February 2023

Exceptional balance transfer

Great offer and period of 0% pay off balance Reviewed on: 21st February 2023

Zopa card

Absolutely brilliant card and service to follow, great customer support too! Reviewed on: 21st February 2023

Amazing service always friendly for customers very professional

I was very surprised how quickly I had my decision and money regarding my credit card .Very helpful and supportive if you need money quick and on time . Reviewed on: 21st February 2023

Easy to manage

Easy to manage and love that everything is online Reviewed on: 21st February 2023

Very helpful

Very good customer service and support Reviewed on: 21st February 2023

Brilliant credit card

Very easy from start to finish with zopa. I could not recommend them enough. Reviewed on: 21st February 2023

Extremely convenient

Very convenient and easy to use mobile app. Overall experience with Zopa has been top notch. Highly recommended. Reviewed on: 21st February 2023

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