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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Zopa credit card

Very easy process to apply for the card. The app is very user friendly and I am extremely pleased with the overall service Zopa provide to myself. Reviewed on: 21st February 2023

Very easy to use

Easy to apply for use and recommend Reviewed on: 21st February 2023

Smoot Sailing

Easy application, good APR and limit increase on par with spending. Reviewed on: 21st February 2023

Love it customer service on point and interest rate is manageable

It's a good company Reviewed on: 21st February 2023

Brilliant company

I love having this credit card, it really is the best company! Reviewed on: 21st February 2023

Very good credit provider

It was so easy to apply and transparent with the interest rate Reviewed on: 21st February 2023

Super easy and straightforward

Zopa is fabulous offering, super easy and straightforward to set up with clear direction, details and easy navigation. Highly recommended!!! Reviewed on: 21st February 2023

Best credit card

Easy and simple to use, it’s straightforward to make extra payments and keep a check on your spending. Reviewed on: 21st February 2023

Great card

Great card easy to use app just couldn’t get any better Reviewed on: 21st February 2023

Great

Really user friendly app that includes borrowing power and credit score Reviewed on: 21st February 2023

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