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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Really good company

Really good not that much interest Reviewed on: 21st February 2023

Hassle Free

Very easy to use and very safe, the customer service is very helpful. I would recommend. Reviewed on: 21st February 2023

Excellent

Good experience. Kept upto date with any issues or changes to.my account Reviewed on: 21st February 2023

Very easy and convenient

I love using Zopa because it’s one of the first of its kind. To contact someone you can go on the app and conveniently do anything you need on web chat. And when you make a payment towards your balance it updates immediately so you can keep better track of your balance. Reviewed on: 21st February 2023

Is fantastic

The credit card help me very much to build my creditscore Reviewed on: 21st February 2023

Great service

I was a beginner and have been using my zopa credit card to improve my credit score and so far doing great with it ;) Reviewed on: 21st February 2023

Lovely company

Very nice company. East to use app. Reviewed on: 21st February 2023

A Master card

Easy to deal with, very supportive & extremely informative Reviewed on: 21st February 2023

Exceptional balance transfer

Great offer and period of 0% pay off balance Reviewed on: 21st February 2023

Zopa card

Absolutely brilliant card and service to follow, great customer support too! Reviewed on: 21st February 2023

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