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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Lovely company

Very nice company. East to use app. Reviewed on: 21st February 2023

A Master card

Easy to deal with, very supportive & extremely informative Reviewed on: 21st February 2023

Exceptional balance transfer

Great offer and period of 0% pay off balance Reviewed on: 21st February 2023

Zopa card

Absolutely brilliant card and service to follow, great customer support too! Reviewed on: 21st February 2023

Amazing service always friendly for customers very professional

I was very surprised how quickly I had my decision and money regarding my credit card .Very helpful and supportive if you need money quick and on time . Reviewed on: 21st February 2023

Easy to manage

Easy to manage and love that everything is online Reviewed on: 21st February 2023

Very helpful

Very good customer service and support Reviewed on: 21st February 2023

Brilliant credit card

Very easy from start to finish with zopa. I could not recommend them enough. Reviewed on: 21st February 2023

Extremely convenient

Very convenient and easy to use mobile app. Overall experience with Zopa has been top notch. Highly recommended. Reviewed on: 21st February 2023

Good service, no hassle and great communication.

The process of getting a zopa card is quick and convenient and easy. Realistic credit an no hidden catches or charges just a straight forward and open credit company Which as we all know is hard to find now a days! Reviewed on: 21st February 2023

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