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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Fab company

Easy to get a credit card with no hassles Reviewed on: 18th January 2026

Love the App.

Love the App. So easy to navigate and updates/info from Zoopa are superb. Reviewed on: 18th January 2026

Great card and interest rates.

Great card and interest rates. Customer service are very helpful also. Reviewed on: 18th January 2026

Never had any issues and customer service is great

Never had any issues and customer service is great Reviewed on: 18th January 2026

Good interest rate no heavy charges

Good interest rate no heavy charges Reviewed on: 18th January 2026

Simple to use and navigate through the app great ser...

Simple to use and navigate through the app great service no complaints Reviewed on: 18th January 2026

They got your back!

Transactions are always uncomplicated and I appreciate that most of all. Reviewed on: 18th January 2026

Simple, transparent and easy to manage

I’ve had a very smooth experience with Zopa so far. The application process was quick and straightforward, and I received a decision almost instantly. The app is easy to use, clearly shows balances and repayments, and makes managing the card stress-free. Customer communication has been clear, with no hidden charges, and everything works as explained. Overall, it feels transparent and reliable compared to many other credit card providers. I would recommend Zopa to anyone looking for a simple, modern credit card Reviewed on: 18th January 2026

Excellent service and brilliant app

Excellent service and brilliant app Reviewed on: 18th January 2026

Great all around, simple, easy and straight forward.

Great all around, simple, easy and straight forward. Reviewed on: 18th January 2026

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