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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43492 reviews)

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4.94

Based on 43,492 reviews, last reviewed 19th Mar 2026

155650% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I'm a new customer of Zopa and haven't had much deal... I'm a new customer of Zopa and haven't had much dealings with them yet,but what I have had I'm happy with. Reviewed on: 19th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43492)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Easy to apply and sensible limits

Easy to apply and sensible limits Reviewed on: 15th January 2026

Gave me a chance with credit but at a fair rate.

Gave me a chance with credit but at a fair rate. Reviewed on: 15th January 2026

Hassle free credit card application

I applied for a credit card with Zopa online. Very quick hasslefree service and agreed instantly with a generous credit limit. The app is user-friendly and very informative.. first class customer service Reviewed on: 15th January 2026

Excellent card

I have found my Zopa card easy to use, right from the start, no nasty surprises. Reviewed on: 15th January 2026

Excellent service with value for money

Excellent service and value fir money - great customer service and reliable Reviewed on: 15th January 2026

Very friendly service , easy to access the app on th...

Very friendly service , easy to access the app on the phone Reviewed on: 15th January 2026

Best card for credit score

Excellent card helped me to build a better credit score. Reviewed on: 15th January 2026

Very fast and efficient to apply for,easy and effici...

Very fast and efficient to apply for,easy and efficient to apply for. Fast for feedback and offers,really brought back up my credit rating! Reviewed on: 15th January 2026

Quick and easy to use,

Quick and easy to use, always friendly customer service, no any issues at all Reviewed on: 15th January 2026

Good service speedy replies.

Good service speedy replies. Hugh approval rate Reviewed on: 15th January 2026

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