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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44348)

Great card and ap

5
I have found the whole process easy from the start of my application to the continued use of my card and the ap. The ap is easy to use and informative. Reviewed on: 21st February 2023
Anonymous's avatar
Anonymous

Great service

5
I’ve had a credit card with Zopa for over a year now and the quality of the customer service and communication is exceptional Reviewed on: 21st February 2023
Aaron banks 's avatar
Aaron banks

Easy to use

5
Easy to use And control best credit card I’ve ever had Reviewed on: 21st February 2023
Tony Buckingham's avatar
Tony Buckingham

Easy to use

5
Great app, easy to understand and easy to use. Reviewed on: 21st February 2023
Mike Lacey 's avatar
Mike Lacey

If Carlsberg done credit cards

5
Nothing is too much for the team, same day payments are a godsend if you’ve not set up a direct debit on your account. Definitely a must for any credit card user Reviewed on: 21st February 2023
DJV's avatar
DJV

Very good

4
Very good highly recommended good interest rates very honest and trustworthy reliable and instant access im impressed all round Reviewed on: 21st February 2023
Jason long 's avatar
Jason long

Excellent card

5
Simply amazing. Can be used everywhere including online purchases Reviewed on: 21st February 2023
Piotr's avatar
Piotr

The ronseal of credit cards does exactly what it says on the tin.

5
User friendly app. Fair rates. Great customer service. Very flexible and helpful unlike other providers. No surprise they have been nominated for an award. Reviewed on: 21st February 2023
Trevor Conroy's avatar
Trevor Conroy

Miss

5
Very good Reviewed on: 21st February 2023
Julia Rodzewicz's avatar
Julia Rodzewicz

There whenever I need

5
Great to handle and manage, always there when I need and easy to use. Reviewed on: 21st February 2023
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