Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (44353)

Easy to use

5
Zopa is a slick credit card Keeps you in control of your spending Keeps you up to date with products and a very easy to use platform. Reviewed on: 21st February 2023
James's avatar
James

Very straightforward card easy time use and quick online use

5
Very happy with my Zopa card and the online use payments appear straight away do you know where you are all the time Reviewed on: 21st February 2023
Amanda's avatar
Amanda

Easy app

5
Great card . Updates quickly . Friendly app . For me who is not very technical Reviewed on: 21st February 2023
dawnock@live.com's avatar
[email protected]

Easy peasy finance control

5
Firstly applying was a breeze, such a smooth process with clear communication every step of the way. Then it comes to the app, super straightforward and easy to use, very clear on what’s what, with no hidden nasties! Reviewed on: 21st February 2023
Syn Tox's avatar
Syn Tox

Really helped me through hard times

5
Really nice company to deal with and nice staff when I needed to contact them Reviewed on: 21st February 2023
Mr Robert a wain's avatar
Mr Robert a wain

Fantastic app,easy to get answers and just overall a grand experience

5
Anything I've had issues with (little to none) has been answered quickly and correctly I find this useful matched with the app that makes payments and tracking easy. Reviewed on: 21st February 2023
Ant's avatar
Ant

Great card and ap

5
I have found the whole process easy from the start of my application to the continued use of my card and the ap. The ap is easy to use and informative. Reviewed on: 21st February 2023
Anonymous's avatar
Anonymous

Great service

5
I’ve had a credit card with Zopa for over a year now and the quality of the customer service and communication is exceptional Reviewed on: 21st February 2023
Aaron banks 's avatar
Aaron banks

Easy to use

5
Easy to use And control best credit card I’ve ever had Reviewed on: 21st February 2023
Tony Buckingham's avatar
Tony Buckingham

Easy to use

5
Great app, easy to understand and easy to use. Reviewed on: 21st February 2023
Mike Lacey 's avatar
Mike Lacey

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69089 reviews
    Zopa

  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa

  • Current account

    from Zopa 4.83 from 6600 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill