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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

There whenever I need

Great to handle and manage, always there when I need and easy to use. Reviewed on: 21st February 2023

Credit card

Great card with sensible limit, manageable. Great communication and easy to navigate app Reviewed on: 21st February 2023

I like very much

I refer so many friends to your car finance and card They all so so happy Reviewed on: 21st February 2023

Great company

Excellent company, easy app and customer service it great. Reviewed on: 21st February 2023

Zopa is great

I’ve been using Zopa credit card for a while now, I’m very pleased with them. Reviewed on: 21st February 2023

Excellent service

Quick and easy to apply and manage highly recommend Reviewed on: 21st February 2023

Very easy to set up and use

Very easy to set up the app to allow users to full access to what u are spending and payment Reviewed on: 21st February 2023

Easy to use app

Access to one's card details on a mobile device - an easy to navigate app making it simple to keep track of spending. Reviewed on: 21st February 2023

Simple end good

I can using any time any where shop online .. Reviewed on: 21st February 2023

My view of Zopa

I've had my Zopa card for over a year now and I've not had any problems with it or the company and I would have no hesitation in recommending them very happy customer . Reviewed on: 21st February 2023

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