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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Ease of use

Easy to manage and keep tabs on. Simple app that just make large sense! Reviewed on: 21st February 2023

Zopa Credit Card

I have had my Zopa credit card for a while now and have found their customer service to be very good Reviewed on: 21st February 2023

Excellent service

Zopa is an excellent company providing excellent services. Reviewed on: 21st February 2023

Great friendly service

Help me build my credit score and hopefully on the way to becoming a home owner Reviewed on: 21st February 2023

Credit rating

They gave me good advice on how to improve my credit rating. My rating has gone from poor to good thanks to Zopa. Reviewed on: 21st February 2023

Brilliant And Easy

First class service. Easy to use App. Highly recommended. Reviewed on: 21st February 2023

Excellent service, very easy to use and regularly review your credit limit.

Easy card to apply for, simple to make payments every month. Regular reviews of your credit limit and reasonable apr Reviewed on: 21st February 2023

The best company!!!

I will you recommend to my friends and family only Zopa !!!! Reviewed on: 21st February 2023

10s all round

Easy to set up and use. Clear lines of communication. Best service there is Reviewed on: 21st February 2023

Credit card

Very helpful. And good services Reviewed on: 21st February 2023

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