Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

View other Zopa products

4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

User-friendly and there when I need it

This was the first credit-card I have been approved for and with its low limit and app notifications it’s super easy to use and has helped me build my credit score. Zopa have always got me out of a pickle. I am a loyal customer! Reviewed on: 21st February 2023

The best credit card I have had

Zopa are a great company, always looking after their customers and helping them with their credit history Reviewed on: 21st February 2023

Marvelous

Low interest. Instant Notification. Immediate payment update. No need to wait or pending like other providers Reviewed on: 21st February 2023

Brilliant

Great interest rates, with very friendly staff. Reviewed on: 21st February 2023

Great service

Always had great service with Zopa and never had a problem Reviewed on: 21st February 2023

Excellent

Great and exciting card. Very handy . Easy to use and good security measures. Good support network and apps. Very reliable. Reviewed on: 21st February 2023

Ease of use

Easy to manage and keep tabs on. Simple app that just make large sense! Reviewed on: 21st February 2023

Zopa Credit Card

I have had my Zopa credit card for a while now and have found their customer service to be very good Reviewed on: 21st February 2023

Excellent service

Zopa is an excellent company providing excellent services. Reviewed on: 21st February 2023

Great friendly service

Help me build my credit score and hopefully on the way to becoming a home owner Reviewed on: 21st February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from thinkmoney 4.03 from 3 reviews
Opus Credit Card
from NewDay 4.04 from 3 reviews
Partnership credit card
from John Lewis 2.08 from 904 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub