Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Good experience

Everything I could want from a credit card Reviewed on: 21st February 2023

Easy to use app

Simple to apply and brilliant app Reviewed on: 21st February 2023

Brilliant credit card

Never had any issues, good communication and always really helpful Reviewed on: 21st February 2023

Happy customer

The use of payment towards my account is so simple and quick and efficient Reviewed on: 21st February 2023

User-friendly and there when I need it

This was the first credit-card I have been approved for and with its low limit and app notifications it’s super easy to use and has helped me build my credit score. Zopa have always got me out of a pickle. I am a loyal customer! Reviewed on: 21st February 2023

The best credit card I have had

Zopa are a great company, always looking after their customers and helping them with their credit history Reviewed on: 21st February 2023

Marvelous

Low interest. Instant Notification. Immediate payment update. No need to wait or pending like other providers Reviewed on: 21st February 2023

Brilliant

Great interest rates, with very friendly staff. Reviewed on: 21st February 2023

Great service

Always had great service with Zopa and never had a problem Reviewed on: 21st February 2023

Excellent

Great and exciting card. Very handy . Easy to use and good security measures. Good support network and apps. Very reliable. Reviewed on: 21st February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit builder card
from thimbl. 4.41 from 18 reviews
Credit card (discontinued)
from Wave (inactive) 3.70 from 3 reviews
Credit card
from Nationwide 4.18 from 223 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub