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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Excellent credit building card

No problems and easy to use, great for building credit although interest rates are a little high still a good builder card Reviewed on: 21st February 2023

Great service and notifications

Absolutely brilliant service and response from the team at zopa Reviewed on: 21st February 2023

I like Zopa

I have zopa card.I happy with the ciompany Reviewed on: 21st February 2023

Excellent Customer Experience

Just an awesome credit card company that does exactly as you expect… well done guys! Reviewed on: 21st February 2023

Excellent service

Been with Zopa under a year now and the experience has been amazing Reviewed on: 21st February 2023

Easy to control

Overall my experience with Zopa credit card was good. Reviewed on: 21st February 2023

Craigs credit card

Always fair and upfront and no surprise charges. Been a pleasure to deal with them Reviewed on: 21st February 2023

Exceptional in all areas

From start to finish my experience has been positive. Just cannot say enough great things about Zopa Reviewed on: 21st February 2023

Excellent product run by an excellent Company

As a Country we are current gripped by an extortionate cost of living. Getting a credit card is inevitable, but with Zopa you couldn't choose a better one. There is no constant barrage of unnecessary correspondence, excellent customer service and all rounded up by a fantastic app, making maintenance of your account a breeze. Highly recommend. Reviewed on: 21st February 2023

Zopa credit card review

Zopa has been so easy to use and I like their app lay out. Very quick with money appearing almost instantly after making a payment Reviewed on: 21st February 2023

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