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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Fack yeah !

Just wish to win money .. Reviewed on: 21st February 2023

Good experience

Everything I could want from a credit card Reviewed on: 21st February 2023

Easy to use app

Simple to apply and brilliant app Reviewed on: 21st February 2023

Brilliant credit card

Never had any issues, good communication and always really helpful Reviewed on: 21st February 2023

Happy customer

The use of payment towards my account is so simple and quick and efficient Reviewed on: 21st February 2023

User-friendly and there when I need it

This was the first credit-card I have been approved for and with its low limit and app notifications it’s super easy to use and has helped me build my credit score. Zopa have always got me out of a pickle. I am a loyal customer! Reviewed on: 21st February 2023

The best credit card I have had

Zopa are a great company, always looking after their customers and helping them with their credit history Reviewed on: 21st February 2023

Marvelous

Low interest. Instant Notification. Immediate payment update. No need to wait or pending like other providers Reviewed on: 21st February 2023

Brilliant

Great interest rates, with very friendly staff. Reviewed on: 21st February 2023

Great service

Always had great service with Zopa and never had a problem Reviewed on: 21st February 2023

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