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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Easy to use

Very handy and easy to. Use never had an issues Reviewed on: 21st February 2023

Best credit compaby

I love zopa and its freedom provided to customers. Reviewed on: 21st February 2023

Ease of use!

Totally easy to use. The look of the brand is also enticing and gives a modern feel to something that often feels archaic. Simple and easy app too. Reviewed on: 21st February 2023

Great card

Great card - easy to use app app and website Reviewed on: 21st February 2023

Excellent credit building card

No problems and easy to use, great for building credit although interest rates are a little high still a good builder card Reviewed on: 21st February 2023

Great service and notifications

Absolutely brilliant service and response from the team at zopa Reviewed on: 21st February 2023

I like Zopa

I have zopa card.I happy with the ciompany Reviewed on: 21st February 2023

Excellent Customer Experience

Just an awesome credit card company that does exactly as you expect… well done guys! Reviewed on: 21st February 2023

Excellent service

Been with Zopa under a year now and the experience has been amazing Reviewed on: 21st February 2023

Easy to control

Overall my experience with Zopa credit card was good. Reviewed on: 21st February 2023

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