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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Easy to control

Overall my experience with Zopa credit card was good. Reviewed on: 21st February 2023

Craigs credit card

Always fair and upfront and no surprise charges. Been a pleasure to deal with them Reviewed on: 21st February 2023

Exceptional in all areas

From start to finish my experience has been positive. Just cannot say enough great things about Zopa Reviewed on: 21st February 2023

Excellent product run by an excellent Company

As a Country we are current gripped by an extortionate cost of living. Getting a credit card is inevitable, but with Zopa you couldn't choose a better one. There is no constant barrage of unnecessary correspondence, excellent customer service and all rounded up by a fantastic app, making maintenance of your account a breeze. Highly recommend. Reviewed on: 21st February 2023

Zopa credit card review

Zopa has been so easy to use and I like their app lay out. Very quick with money appearing almost instantly after making a payment Reviewed on: 21st February 2023

The best

The title says it all, easy to use the app, very secure, easy to keep an eye on your spending Reviewed on: 21st February 2023

No problems

Done what they say with no complications Reviewed on: 21st February 2023

Awesome

Easy to use app and great customer service Reviewed on: 21st February 2023

Easy

Easy as pie to use this credit card with no hidden fees Reviewed on: 21st February 2023

Simple to use

Very easy to keep track on your account and simple to use Reviewed on: 21st February 2023

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