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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Excellent service

Quick and easy to apply and manage highly recommend Reviewed on: 21st February 2023

Very easy to set up and use

Very easy to set up the app to allow users to full access to what u are spending and payment Reviewed on: 21st February 2023

Easy to use app

Access to one's card details on a mobile device - an easy to navigate app making it simple to keep track of spending. Reviewed on: 21st February 2023

Simple end good

I can using any time any where shop online .. Reviewed on: 21st February 2023

My view of Zopa

I've had my Zopa card for over a year now and I've not had any problems with it or the company and I would have no hesitation in recommending them very happy customer . Reviewed on: 21st February 2023

I am very pleased

In my time of need,received the support I needed. Thank you! Reviewed on: 21st February 2023

Easy to use

Very handy and easy to. Use never had an issues Reviewed on: 21st February 2023

Best credit compaby

I love zopa and its freedom provided to customers. Reviewed on: 21st February 2023

Ease of use!

Totally easy to use. The look of the brand is also enticing and gives a modern feel to something that often feels archaic. Simple and easy app too. Reviewed on: 21st February 2023

Great card

Great card - easy to use app app and website Reviewed on: 21st February 2023

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