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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
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0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44348)

Nice and easy process

5
Never had a problem, always recommended to have a credit card from Zopa Reviewed on: 21st February 2023
Anatolie Jenerenco's avatar
Anatolie Jenerenco

Excellent

5
Absolutely love Zopa as a whole, they give me great insite to my credit rating and what can be done better, they are extremely efficient in their communication and helpfulness, customer service have always gone above to help me with any issues I've had and i know i am secure in my credic card purchases. I would 100% recommend Zopa Reviewed on: 21st February 2023
Jordon Marcano's avatar
Jordon Marcano

Best credit card

5
I have been using from an year , I got few credit cards in that Zopa is the best in all the services they offer and good customer service. Reviewed on: 21st February 2023
sumanth bogineni's avatar
sumanth bogineni

Great service

5
Easy to use account, with great customer service Reviewed on: 21st February 2023
ashleygalloway@hotmail.co.uk's avatar
[email protected]

Quick and easy to set up

5
App is relatively easy to use good thing is you can set a credit cushion on your credit limit so any transactions will cancel if taken into it which is quite handy if you don’t check your app regularly Reviewed on: 21st February 2023
James Honeyman's avatar
James Honeyman

Amazing company

5
I have been a customer for a small amount of time and are very satisfied Reviewed on: 21st February 2023
Janet Turner's avatar
Janet Turner

Simplicity

5
From when first applying to use Zopa is very simply to use. Reviewed on: 21st February 2023
Ben Lyon's avatar
Ben Lyon

Excellent

4
I have a great experience to date and look forward to the future Reviewed on: 21st February 2023
jeffsimpson810@gmail.com's avatar
[email protected]

Fantastic

5
Brilliant service and updated with notifications Reviewed on: 21st February 2023
Helen's avatar
Helen

Easy, simple and fast

5
Application was easy, simple and fast. Reviewed on: 21st February 2023
henry nevin's avatar
henry nevin

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