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Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44353)

Quick and easy to set up

5
App is relatively easy to use good thing is you can set a credit cushion on your credit limit so any transactions will cancel if taken into it which is quite handy if you don’t check your app regularly Reviewed on: 21st February 2023
James Honeyman's avatar
James Honeyman

Amazing company

5
I have been a customer for a small amount of time and are very satisfied Reviewed on: 21st February 2023
Janet Turner's avatar
Janet Turner

Simplicity

5
From when first applying to use Zopa is very simply to use. Reviewed on: 21st February 2023
Ben Lyon's avatar
Ben Lyon

Excellent

4
I have a great experience to date and look forward to the future Reviewed on: 21st February 2023
jeffsimpson810@gmail.com's avatar
[email protected]

Fantastic

5
Brilliant service and updated with notifications Reviewed on: 21st February 2023
Helen's avatar
Helen

Easy, simple and fast

5
Application was easy, simple and fast. Reviewed on: 21st February 2023
henry nevin's avatar
henry nevin

Easy to use, and very reliable service .

5
Easy to use, and very reliable service . Super user friendly app! Reviewed on: 21st February 2023
Sam's avatar
Sam

Excellent credit card services

5
I have a Zopa credit card and have been extremely happy with the service I received when applying and receiving my card. The online application was straightforward and user friendly and my card arrived promptly. Would definitely recommend Zopa to friends and family. Reviewed on: 21st February 2023
Lynn's avatar
Lynn

Excellent

5
You know what you get with zopa they are always focused on you which is all that matters in my eyes Reviewed on: 21st February 2023
Dean's avatar
Dean

Fantastic opportunity and interest rate is very low

5
I love zopa and i am enjoying this opportunity I will recommend to my family and friends Reviewed on: 21st February 2023
gondalrizwan78630@gmail.com's avatar
[email protected]

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