Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

View other Zopa products

4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Best card

My first experience with this card and I'm happy online help support is great Reviewed on: 21st February 2023

Easy simple

Very good quick device professional Reviewed on: 21st February 2023

Good easy card

Easy card to use.Easy to keep track of payments and purchases. Reviewed on: 21st February 2023

The best credit card

I’m very pleased to have this credit card it’s very helpful and I always used Reviewed on: 21st February 2023

Super service and quality products

Since owning a Zopa account I can rest assured that Zopa are looking after my finances and always striving to put forward bespoke products for me to chose. Great ideas from a great company. Reviewed on: 21st February 2023

Easy

Easy to apply, easy to use, easy navigable app. Reviewed on: 21st February 2023

Zopa is very useful and helpful

I really appreciate to zopa this one is very helpful in critical condition Reviewed on: 21st February 2023

Amazing customer care and hassle free credit card process

I was a little reluctant at first to get a credit card from Zopa but how wrong I was. The application process was straight forward, the customer care was amazing and the rates were just right. I would recommend Zopa anyday as my experience has been nothing short of amazing! Reviewed on: 21st February 2023

Great card for me.

Has been an excellent card for me, as someone with a current poor credit rating. Reviewed on: 21st February 2023

Mr Gilani

Best credit card with low interest charges and no hidden charges as well Reviewed on: 21st February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Cashback credit card
from Lloyds Bank 4.24 from 26 reviews
Credit Cards
from Smile Bank 3.84 from 4 reviews
British Airways credit card
from American Express 4.05 from 93 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub