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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Toop

Zopa number 1 Uk Number 1 Number1 Reviewed on: 21st February 2023

Amazing

Always perfect service using the card with an on board team of outstanding customer care services couldn't ask for a better credit card Reviewed on: 21st February 2023

BEST and super easy to use

I love home simple and easy the app is to use. Everything is clear and everything you need is right there. The alerts are useful too and not unnecessary promos like you get from other company’s. Would recommend 1million percent A***** Reviewed on: 21st February 2023

Communication is Key

Great card with all dealings completed on the app. Fully kept up to date with balance and reminders are sent periodically. Simple app to navigate, and all information easy to follow. Reviewed on: 21st February 2023

Excellent, efficient, effective

The title of my review says it all , Zopa have managed to get a 10/10 across all boards everything about them is superb their customer service , ease in terms of app usage , as well as flexibility and personal control of usage for customer’s convenience I must say they are the best credit card companies I have come across and would highly recommend it to anyone that is looking for a smooth sailing process with credit cards Reviewed on: 21st February 2023

Best card

My first experience with this card and I'm happy online help support is great Reviewed on: 21st February 2023

Easy simple

Very good quick device professional Reviewed on: 21st February 2023

Good easy card

Easy card to use.Easy to keep track of payments and purchases. Reviewed on: 21st February 2023

The best credit card

I’m very pleased to have this credit card it’s very helpful and I always used Reviewed on: 21st February 2023

Super service and quality products

Since owning a Zopa account I can rest assured that Zopa are looking after my finances and always striving to put forward bespoke products for me to chose. Great ideas from a great company. Reviewed on: 21st February 2023

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