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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Excellent, efficient, effective

The title of my review says it all , Zopa have managed to get a 10/10 across all boards everything about them is superb their customer service , ease in terms of app usage , as well as flexibility and personal control of usage for customer’s convenience I must say they are the best credit card companies I have come across and would highly recommend it to anyone that is looking for a smooth sailing process with credit cards Reviewed on: 21st February 2023

Best card

My first experience with this card and I'm happy online help support is great Reviewed on: 21st February 2023

Easy simple

Very good quick device professional Reviewed on: 21st February 2023

Good easy card

Easy card to use.Easy to keep track of payments and purchases. Reviewed on: 21st February 2023

The best credit card

I’m very pleased to have this credit card it’s very helpful and I always used Reviewed on: 21st February 2023

Super service and quality products

Since owning a Zopa account I can rest assured that Zopa are looking after my finances and always striving to put forward bespoke products for me to chose. Great ideas from a great company. Reviewed on: 21st February 2023

Easy

Easy to apply, easy to use, easy navigable app. Reviewed on: 21st February 2023

Zopa is very useful and helpful

I really appreciate to zopa this one is very helpful in critical condition Reviewed on: 21st February 2023

Amazing customer care and hassle free credit card process

I was a little reluctant at first to get a credit card from Zopa but how wrong I was. The application process was straight forward, the customer care was amazing and the rates were just right. I would recommend Zopa anyday as my experience has been nothing short of amazing! Reviewed on: 21st February 2023

Great card for me.

Has been an excellent card for me, as someone with a current poor credit rating. Reviewed on: 21st February 2023

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