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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Great company

Great credit card and company easy to deal with and access details Reviewed on: 21st February 2023

Been great during a hard time

Opened a credit card as needed to pay for some stuff when moving house and been great ever since Reviewed on: 21st February 2023

Zopa Credit Card

Signing up for the credit card was very easy. The card arrived promptly. The app that accompanies if very useful to access my accounts and check that things are OK. Reviewed on: 21st February 2023

Reccomend to anyone.

Zopa has been great since I atarted using them last year. They make it easy to track your finances and notify you aheqd pf time about any charges with their card so you can proceed accordingly. The application is quick and simple, and the rates are incredibly fair. Great credit provider. Reviewed on: 21st February 2023

Great service

No issues at all great service very helpful Reviewed on: 21st February 2023

Hassle free

Zopa is great no hassle easy to use obviously make payments on time a great card Reviewed on: 21st February 2023

Great Company

Easy to use application and good customer service support. Ewan Reviewed on: 21st February 2023

Value credit

Handy credit card that’s backed up with lots of little money saving tips and advice Reviewed on: 21st February 2023

Easy to apply and easy to use app

Overall experience is really positive, responsible lending with professional friendly service Reviewed on: 21st February 2023

Nice and simple instruction

Very easy to apply, clear app to understand, easy to transfer money in it even with apple pay. Reviewed on: 21st February 2023

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