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Zopa: Credit card reviews

4.94
Based on 44,339 reviews, last reviewed 26th Apr 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026
Lubna's avatar
Lubna

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44339)

Excellent

5
Brilliant company, easy to use site, easy to contact and deal with. Quick response to any issues. Reviewed on: 21st February 2023

Good

5
Best credit card, I have it and I can recomand it for everyone Reviewed on: 21st February 2023

Excellent

5
Really good and easy to use app. Reviewed on: 21st February 2023

Good rates percentage card

5
I was looking for a simple credit card for essential use and something to not overspend which suited me . Reviewed on: 21st February 2023

Amazing

5
Been very impressed - simple and easy Reviewed on: 21st February 2023

Already recomended

5
Great company and easy to work with Reviewed on: 21st February 2023

Recommend

4
I like zopa service and high recommended Reviewed on: 21st February 2023

Credit card ease

5
Very quick and efficient application, straightforward to set up the app, make payments and keep on top of finances. Excellent communication through emails too. Reviewed on: 21st February 2023

Great bank

5
Easy to use app, everything always working smoothly no bad words to say Reviewed on: 21st February 2023

Good service and customer support

5
Good company with easy app to do transactions on. Responsive to queries and helpful Reviewed on: 21st February 2023

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