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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Been great during a hard time

Opened a credit card as needed to pay for some stuff when moving house and been great ever since Reviewed on: 21st February 2023

Zopa Credit Card

Signing up for the credit card was very easy. The card arrived promptly. The app that accompanies if very useful to access my accounts and check that things are OK. Reviewed on: 21st February 2023

Reccomend to anyone.

Zopa has been great since I atarted using them last year. They make it easy to track your finances and notify you aheqd pf time about any charges with their card so you can proceed accordingly. The application is quick and simple, and the rates are incredibly fair. Great credit provider. Reviewed on: 21st February 2023

Great service

No issues at all great service very helpful Reviewed on: 21st February 2023

Hassle free

Zopa is great no hassle easy to use obviously make payments on time a great card Reviewed on: 21st February 2023

Great Company

Easy to use application and good customer service support. Ewan Reviewed on: 21st February 2023

Value credit

Handy credit card that’s backed up with lots of little money saving tips and advice Reviewed on: 21st February 2023

Easy to apply and easy to use app

Overall experience is really positive, responsible lending with professional friendly service Reviewed on: 21st February 2023

Nice and simple instruction

Very easy to apply, clear app to understand, easy to transfer money in it even with apple pay. Reviewed on: 21st February 2023

Excellent

Brilliant company, easy to use site, easy to contact and deal with. Quick response to any issues. Reviewed on: 21st February 2023

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