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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Mr Gilani

Best credit card with low interest charges and no hidden charges as well Reviewed on: 21st February 2023

Life Saver

Zopa came into my journey when I was experiencing so much rejection and gave me a lifeline, I've been given an opportunity to address my credit issues, by a safe provider who will not give for giving sake but tailored to individual needs, I'm still a work in progress but would not have come this far without Zopa at my side. Reviewed on: 21st February 2023

Easy of access

Ok got the card easily and the app on is clear and easy Reviewed on: 21st February 2023

Life saver

This credit card has been the best one I’ve had the repayments are affordable Reviewed on: 21st February 2023

Mr Imran Khan

It’s not a good card don’t give any facility even I am using it last 2 to 3 years it very bed broker card they think about only their pocket my opinion don’t get card like it or same thanks bye Reviewed on: 21st February 2023

Great company

Great credit card and company easy to deal with and access details Reviewed on: 21st February 2023

Been great during a hard time

Opened a credit card as needed to pay for some stuff when moving house and been great ever since Reviewed on: 21st February 2023

Zopa Credit Card

Signing up for the credit card was very easy. The card arrived promptly. The app that accompanies if very useful to access my accounts and check that things are OK. Reviewed on: 21st February 2023

Reccomend to anyone.

Zopa has been great since I atarted using them last year. They make it easy to track your finances and notify you aheqd pf time about any charges with their card so you can proceed accordingly. The application is quick and simple, and the rates are incredibly fair. Great credit provider. Reviewed on: 21st February 2023

Great service

No issues at all great service very helpful Reviewed on: 21st February 2023

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