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Zopa: Credit card reviews

4.86
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44353)

Hassle free

4
Zopa is great no hassle easy to use obviously make payments on time a great card Reviewed on: 21st February 2023

Great Company

5
Easy to use application and good customer service support. Ewan Reviewed on: 21st February 2023

Value credit

4
Handy credit card that’s backed up with lots of little money saving tips and advice Reviewed on: 21st February 2023

Easy to apply and easy to use app

5
Overall experience is really positive, responsible lending with professional friendly service Reviewed on: 21st February 2023

Nice and simple instruction

4
Very easy to apply, clear app to understand, easy to transfer money in it even with apple pay. Reviewed on: 21st February 2023

Excellent

5
Brilliant company, easy to use site, easy to contact and deal with. Quick response to any issues. Reviewed on: 21st February 2023

Good

5
Best credit card, I have it and I can recomand it for everyone Reviewed on: 21st February 2023

Excellent

5
Really good and easy to use app. Reviewed on: 21st February 2023

Good rates percentage card

5
I was looking for a simple credit card for essential use and something to not overspend which suited me . Reviewed on: 21st February 2023

Amazing

5
Been very impressed - simple and easy Reviewed on: 21st February 2023

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