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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,339 reviews, last reviewed 26th Apr 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026
Lubna's avatar
Lubna

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44339)

Great

5
Great , easy to use. App designed well Reviewed on: 21st February 2023
Daniel Tshabalala's avatar
Daniel Tshabalala

Great

5
Always found the app easy to navigate and understand, never have any issues with my credit card with Zopa and I would highly recommend them to friends and family Reviewed on: 21st February 2023
racrae's avatar
racrae

They are understanding

5
Zopa has very strict standards and I feel secure using the application online and/or the card Reviewed on: 21st February 2023
Joyce Mrehwa 's avatar
Joyce Mrehwa

Absolutely wonderful

5
Great customer service, and I never had trouble with using app or card. Reviewed on: 21st February 2023
Paul's avatar
Paul

Credit card made easy

5
Easy to sign up recieved card quickly and easy app to use Reviewed on: 21st February 2023
Bradley's avatar
Bradley

Best Credit card for sure

5
Best Credit card for sure, I have been very happy with the service and ease of use Reviewed on: 21st February 2023
Volker Raedermacher's avatar
Volker Raedermacher

Best credit card provider yet

5
Never a bad experience with Zopa! Reviewed on: 21st February 2023
Pete's avatar
Pete

Excellent customer service

5
Easy to use app great easy to use credit card all online through the app know how much and when to pay Reviewed on: 21st February 2023
Allison's avatar
Allison

Great service

5
I’ve been using zopa for around 6 months it’s app is very easy to use never had any issues Reviewed on: 21st February 2023
Jaimie Purton's avatar
Jaimie Purton

Excellent

5
Very swift service, competitive interest rate Reviewed on: 21st February 2023
Sam's avatar
Sam

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