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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Great card fab service

I applied for a zopa card very easy and simple process and good card for a special purchase. Reviewed on: 21st February 2023

Excellent Card

this is the only credit card i own that where i top up and within minutes the balance is updated, the card has been so reliable i have never had to contact customer services which is great Reviewed on: 21st February 2023

Very fast response, no hussle, no days waiting for the answer..

Very fast progress, no days waiting time for answer. Application very easy to use Reviewed on: 21st February 2023

Very good company to deal with

Excellent company to deal with, easy monthly statement, notifications when I spend money. Restive funds for emergency Reviewed on: 21st February 2023

No issues

Easy to set up account and card came really quickly. Have only phoned them once but it was a quick and pleasant experience and the issue was sorted straight away Reviewed on: 21st February 2023

Very helpful and nothings to big a problem

Very easy transactions and easy set up on line I’ve had no problems at all Reviewed on: 21st February 2023

Best company I have worked with.

I use their credit cards. Amazing experience. Easy to use. Reviewed on: 21st February 2023

Best ever and easy to use

Easily accessible and best card I ever had Reviewed on: 21st February 2023

Great fir building up your credit score

After becoming a widow, needed to up my credit score. Zopa is helping me do that. Reviewed on: 21st February 2023

Brilliant

Just perfect so easy to use can’t knock it in anyway actually feels like it’s helping you Reviewed on: 21st February 2023

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