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Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44353)

Already recomended

5
Great company and easy to work with Reviewed on: 21st February 2023
Roy's avatar
Roy

Recommend

4
I like zopa service and high recommended Reviewed on: 21st February 2023
Larisa's avatar
Larisa

Credit card ease

5
Very quick and efficient application, straightforward to set up the app, make payments and keep on top of finances. Excellent communication through emails too. Reviewed on: 21st February 2023
Cat's avatar
Cat

Great bank

5
Easy to use app, everything always working smoothly no bad words to say Reviewed on: 21st February 2023
Ellie Hamilton's avatar
Ellie Hamilton

Good service and customer support

5
Good company with easy app to do transactions on. Responsive to queries and helpful Reviewed on: 21st February 2023
Jane Carr's avatar
Jane Carr

Great

5
Great , easy to use. App designed well Reviewed on: 21st February 2023
Daniel Tshabalala's avatar
Daniel Tshabalala

Great

5
Always found the app easy to navigate and understand, never have any issues with my credit card with Zopa and I would highly recommend them to friends and family Reviewed on: 21st February 2023
racrae's avatar
racrae

They are understanding

5
Zopa has very strict standards and I feel secure using the application online and/or the card Reviewed on: 21st February 2023
Joyce Mrehwa 's avatar
Joyce Mrehwa

Absolutely wonderful

5
Great customer service, and I never had trouble with using app or card. Reviewed on: 21st February 2023
Paul's avatar
Paul

Credit card made easy

5
Easy to sign up recieved card quickly and easy app to use Reviewed on: 21st February 2023
Bradley's avatar
Bradley

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