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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great

Always found the app easy to navigate and understand, never have any issues with my credit card with Zopa and I would highly recommend them to friends and family Reviewed on: 21st February 2023

They are understanding

Zopa has very strict standards and I feel secure using the application online and/or the card Reviewed on: 21st February 2023

Absolutely wonderful

Great customer service, and I never had trouble with using app or card. Reviewed on: 21st February 2023

Credit card made easy

Easy to sign up recieved card quickly and easy app to use Reviewed on: 21st February 2023

Best Credit card for sure

Best Credit card for sure, I have been very happy with the service and ease of use Reviewed on: 21st February 2023

Best credit card provider yet

Never a bad experience with Zopa! Reviewed on: 21st February 2023

Excellent customer service

Easy to use app great easy to use credit card all online through the app know how much and when to pay Reviewed on: 21st February 2023

Great service

I’ve been using zopa for around 6 months it’s app is very easy to use never had any issues Reviewed on: 21st February 2023

Excellent

Very swift service, competitive interest rate Reviewed on: 21st February 2023

Great card fab service

I applied for a zopa card very easy and simple process and good card for a special purchase. Reviewed on: 21st February 2023

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