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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Best Credit card for sure

Best Credit card for sure, I have been very happy with the service and ease of use Reviewed on: 21st February 2023

Best credit card provider yet

Never a bad experience with Zopa! Reviewed on: 21st February 2023

Excellent customer service

Easy to use app great easy to use credit card all online through the app know how much and when to pay Reviewed on: 21st February 2023

Great service

I’ve been using zopa for around 6 months it’s app is very easy to use never had any issues Reviewed on: 21st February 2023

Excellent

Very swift service, competitive interest rate Reviewed on: 21st February 2023

Great card fab service

I applied for a zopa card very easy and simple process and good card for a special purchase. Reviewed on: 21st February 2023

Excellent Card

this is the only credit card i own that where i top up and within minutes the balance is updated, the card has been so reliable i have never had to contact customer services which is great Reviewed on: 21st February 2023

Very fast response, no hussle, no days waiting for the answer..

Very fast progress, no days waiting time for answer. Application very easy to use Reviewed on: 21st February 2023

Very good company to deal with

Excellent company to deal with, easy monthly statement, notifications when I spend money. Restive funds for emergency Reviewed on: 21st February 2023

No issues

Easy to set up account and card came really quickly. Have only phoned them once but it was a quick and pleasant experience and the issue was sorted straight away Reviewed on: 21st February 2023

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