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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,339 reviews, last reviewed 26th Apr 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026
Lubna's avatar
Lubna

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44339)

Dose what it says on the card ZOPA

5
One of the best ways to pay and keep track of your spending also to check on spending as you get emailed every time you spend Great Card Reviewed on: 21st February 2023
Alan Gouldthorp's avatar
Alan Gouldthorp

Credit card

3
Started with a ok interest rate then quicker i could blick they have put the rate up twice so beware Reviewed on: 21st February 2023
Nigel Cottrell's avatar
Nigel Cottrell

Amazing

5
I love how I have an app to use which tracks everything and allows me to keep on top of my finances Reviewed on: 21st February 2023
Alana 's avatar
Alana

Great help

5
It's a good way to build my credit rating. Reviewed on: 21st February 2023
leon1986annerville@hotmail.co.uk's avatar
[email protected]

So simple and easy

5
From the start communication has been 5 ⭐️ Card is so simple to use and the app is brilliant Reviewed on: 21st February 2023
shannon_isla@hotmail.co.uk's avatar
[email protected]

Great service

5
Zopa website and communication has been the easiest and most consistent of any card I have had. Great product Reviewed on: 21st February 2023
Jenny's avatar
Jenny

Excellent service all round

5
Good card good service good product Reviewed on: 21st February 2023
Rob Burnham's avatar
Rob Burnham

Awesome service

5
Fantastic easy to use card and app with decent interest rates Reviewed on: 21st February 2023
Daz Witherstone's avatar
Daz Witherstone

Great service

5
Zopas App offers easy to use features on an easy to understand platform. The card is slick and simple and the communication from Zopa is so prompt and useful. I highly recommend to anyone Reviewed on: 21st February 2023
James Topley's avatar
James Topley

Easy to use card

5
My favourite credit card. If the limit was higher it would be my only credit card. App is easy to use and I like not being charged when I use my card abroad Reviewed on: 21st February 2023
Martin Squire's avatar
Martin Squire

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