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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Brilliant service

They have helped me sooo much I would happily recommend to anyone looking Reviewed on: 21st February 2023

Zopa is cool

A good credit card. The application process is quick and hassle-free. Easy mobile application. Reviewed on: 21st February 2023

Zopa is great and easy

Zopa is great and easy to work with. They have good credit limits and also good quality customer service! I would recommend highly! Reviewed on: 21st February 2023

Good credit provider

Zopa has been a really good credit card to use if I pay they show my balance update straight away as to opposed to other providers I use Reviewed on: 21st February 2023

Easy and user friendly

Easy to apply and easy to use, no surprises Reviewed on: 21st February 2023

Easy to use

Very easy to apply for the card and use Reviewed on: 21st February 2023

Accepts bad credit

Accepted with bad credit to build credit report Reviewed on: 21st February 2023

Instagram

Easy to use and lovely APR which makes it easy to pay Reviewed on: 21st February 2023

Awesome

It has exceeded my expectations Reviewed on: 21st February 2023

Amazing card and app!

Love the app and the credit card. It was fast and pretty strait forward process. Reviewed on: 21st February 2023

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