Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (44348)

Credit card

3
Started with a ok interest rate then quicker i could blick they have put the rate up twice so beware Reviewed on: 21st February 2023
Nigel Cottrell's avatar
Nigel Cottrell

Amazing

5
I love how I have an app to use which tracks everything and allows me to keep on top of my finances Reviewed on: 21st February 2023
Alana 's avatar
Alana

Great help

5
It's a good way to build my credit rating. Reviewed on: 21st February 2023
leon1986annerville@hotmail.co.uk's avatar
[email protected]

So simple and easy

5
From the start communication has been 5 ⭐️ Card is so simple to use and the app is brilliant Reviewed on: 21st February 2023
shannon_isla@hotmail.co.uk's avatar
[email protected]

Great service

5
Zopa website and communication has been the easiest and most consistent of any card I have had. Great product Reviewed on: 21st February 2023
Jenny's avatar
Jenny

Excellent service all round

5
Good card good service good product Reviewed on: 21st February 2023
Rob Burnham's avatar
Rob Burnham

Awesome service

5
Fantastic easy to use card and app with decent interest rates Reviewed on: 21st February 2023
Daz Witherstone's avatar
Daz Witherstone

Great service

5
Zopas App offers easy to use features on an easy to understand platform. The card is slick and simple and the communication from Zopa is so prompt and useful. I highly recommend to anyone Reviewed on: 21st February 2023
James Topley's avatar
James Topley

Easy to use card

5
My favourite credit card. If the limit was higher it would be my only credit card. App is easy to use and I like not being charged when I use my card abroad Reviewed on: 21st February 2023
Martin Squire's avatar
Martin Squire

Brilliant service

5
They have helped me sooo much I would happily recommend to anyone looking Reviewed on: 21st February 2023
barnabykeiran@gmail.com's avatar
[email protected]

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69091 reviews
    Zopa

  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa

  • Cash ISA

    from Zopa 4.84 from 1546 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill