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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Very helpful and nothings to big a problem

Very easy transactions and easy set up on line I’ve had no problems at all Reviewed on: 21st February 2023

Best company I have worked with.

I use their credit cards. Amazing experience. Easy to use. Reviewed on: 21st February 2023

Best ever and easy to use

Easily accessible and best card I ever had Reviewed on: 21st February 2023

Great fir building up your credit score

After becoming a widow, needed to up my credit score. Zopa is helping me do that. Reviewed on: 21st February 2023

Brilliant

Just perfect so easy to use can’t knock it in anyway actually feels like it’s helping you Reviewed on: 21st February 2023

Dose what it says on the card ZOPA

One of the best ways to pay and keep track of your spending also to check on spending as you get emailed every time you spend Great Card Reviewed on: 21st February 2023

Credit card

Started with a ok interest rate then quicker i could blick they have put the rate up twice so beware Reviewed on: 21st February 2023

Amazing

I love how I have an app to use which tracks everything and allows me to keep on top of my finances Reviewed on: 21st February 2023

Great help

It's a good way to build my credit rating. Reviewed on: 21st February 2023

So simple and easy

From the start communication has been 5 ⭐️ Card is so simple to use and the app is brilliant Reviewed on: 21st February 2023

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