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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Amazing service

Great service, amazing app. Everything is user friendly Reviewed on: 21st February 2023

Easy to use, easy to manage

Applying, using and managing my money with the app was all easy. I got a decision instantly. The app is super easy to use. Reviewed on: 21st February 2023

Simple and quick on application

Never felt no obligation to accept Reviewed on: 21st February 2023

Easy to apply for and card came within days

Was easy to apply for , decision made in minutes, quick delivery of card, easy to use app, notification every time you use it to my phone , overall very happy Reviewed on: 21st February 2023

Excellent

Great card and service, fantastic customer service, the app is also one of the best. Reviewed on: 21st February 2023

Good choice

Helpful friendly and easy to use and access Reviewed on: 21st February 2023

Good product

Easy to use, reliable, good product Reviewed on: 21st February 2023

Does the job

From first application everything has been smooth,I’d suggest the app as everything you need is at hand and simple to use all in all a quick simple system unlike others I can mention Reviewed on: 21st February 2023

Easy to Apply

Easy to apply and also any problems there was someone there to help you . Reviewed on: 21st February 2023

Amazing Customer Service

Every time I have had problems, customers service has been second to none. Reviewed on: 21st February 2023

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