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Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44353)

Great service

5
Zopa website and communication has been the easiest and most consistent of any card I have had. Great product Reviewed on: 21st February 2023
Jenny's avatar
Jenny

Excellent service all round

5
Good card good service good product Reviewed on: 21st February 2023
Rob Burnham's avatar
Rob Burnham

Awesome service

5
Fantastic easy to use card and app with decent interest rates Reviewed on: 21st February 2023
Daz Witherstone's avatar
Daz Witherstone

Great service

5
Zopas App offers easy to use features on an easy to understand platform. The card is slick and simple and the communication from Zopa is so prompt and useful. I highly recommend to anyone Reviewed on: 21st February 2023
James Topley's avatar
James Topley

Easy to use card

5
My favourite credit card. If the limit was higher it would be my only credit card. App is easy to use and I like not being charged when I use my card abroad Reviewed on: 21st February 2023
Martin Squire's avatar
Martin Squire

Brilliant service

5
They have helped me sooo much I would happily recommend to anyone looking Reviewed on: 21st February 2023
barnabykeiran@gmail.com's avatar
[email protected]

Zopa is cool

5
A good credit card. The application process is quick and hassle-free. Easy mobile application. Reviewed on: 21st February 2023
Kornel Niewitecki's avatar
Kornel Niewitecki

Zopa is great and easy

5
Zopa is great and easy to work with. They have good credit limits and also good quality customer service! I would recommend highly! Reviewed on: 21st February 2023
Abiellen01's avatar
Abiellen01

Good credit provider

5
Zopa has been a really good credit card to use if I pay they show my balance update straight away as to opposed to other providers I use Reviewed on: 21st February 2023
Sophie Ann Marie's avatar
Sophie Ann Marie

Easy and user friendly

5
Easy to apply and easy to use, no surprises Reviewed on: 21st February 2023
Szekeres Oli's avatar
Szekeres Oli

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