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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Top notch

Easy to apply and always handy for a top up when needed Reviewed on: 21st February 2023

Easy use

Easy to use app, security safe, easy to use credit card, quick payments Reviewed on: 21st February 2023

Easy use credit card boost credits

Easy to use with low interest rate and credit score reflection Reviewed on: 21st February 2023

Very reliable and friendly

Was there when I needed them the most and have continued to support me with great customer service Reviewed on: 21st February 2023

always there and always clear

I find zopa a great credit card to have,useful in your wallet and capable to load to your phone for quickness and ease of use. Reviewed on: 21st February 2023

Great card

Great and easy to use, customer service are fantastic and you know exactly what's happening with their app Reviewed on: 21st February 2023

Absolutely brilliant credit card

Very easy to use and never a problem using my credit card and when making a payment Reviewed on: 21st February 2023

Easy to manage instant credit

Fantastic app, easy to use. Great repayment options , excellent customer service Reviewed on: 21st February 2023

Simply brilliant

Zopa are a fantastic credit provider and understanding of all scenarios. Couldn’t recommend them highly enough Reviewed on: 21st February 2023

Credit Card

Very good company to deal with easy and no underlying costs Reviewed on: 21st February 2023

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