Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Easy use

Easy to use app, security safe, easy to use credit card, quick payments Reviewed on: 21st February 2023

Easy use credit card boost credits

Easy to use with low interest rate and credit score reflection Reviewed on: 21st February 2023

Very reliable and friendly

Was there when I needed them the most and have continued to support me with great customer service Reviewed on: 21st February 2023

always there and always clear

I find zopa a great credit card to have,useful in your wallet and capable to load to your phone for quickness and ease of use. Reviewed on: 21st February 2023

Great card

Great and easy to use, customer service are fantastic and you know exactly what's happening with their app Reviewed on: 21st February 2023

Absolutely brilliant credit card

Very easy to use and never a problem using my credit card and when making a payment Reviewed on: 21st February 2023

Easy to manage instant credit

Fantastic app, easy to use. Great repayment options , excellent customer service Reviewed on: 21st February 2023

Simply brilliant

Zopa are a fantastic credit provider and understanding of all scenarios. Couldn’t recommend them highly enough Reviewed on: 21st February 2023

Credit Card

Very good company to deal with easy and no underlying costs Reviewed on: 21st February 2023

Chance,Repair,straightforward

Zopa took a chance on me after some financial turbulence in my life, regular reviews and full product information and range of products available allows as your credit repairs to access more financial facilities and seems to work well Reviewed on: 21st February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Balance Transfer Credit Card
from Bank of Scotland 4.08 from 13 reviews
Flex Purchase credit card
from Monzo 4.90 from 3186 reviews
Credit card
from first direct 4.26 from 27 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub