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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Good choice

Helpful friendly and easy to use and access Reviewed on: 21st February 2023

Good product

Easy to use, reliable, good product Reviewed on: 21st February 2023

Does the job

From first application everything has been smooth,I’d suggest the app as everything you need is at hand and simple to use all in all a quick simple system unlike others I can mention Reviewed on: 21st February 2023

Easy to Apply

Easy to apply and also any problems there was someone there to help you . Reviewed on: 21st February 2023

Amazing Customer Service

Every time I have had problems, customers service has been second to none. Reviewed on: 21st February 2023

Top notch

Easy to apply and always handy for a top up when needed Reviewed on: 21st February 2023

Easy use

Easy to use app, security safe, easy to use credit card, quick payments Reviewed on: 21st February 2023

Easy use credit card boost credits

Easy to use with low interest rate and credit score reflection Reviewed on: 21st February 2023

Very reliable and friendly

Was there when I needed them the most and have continued to support me with great customer service Reviewed on: 21st February 2023

always there and always clear

I find zopa a great credit card to have,useful in your wallet and capable to load to your phone for quickness and ease of use. Reviewed on: 21st February 2023

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