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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Zooopa Credit Card

Absolute breeze in application with great communication throughout.Brilliant introductory offer rate too. Great app which makes life a whole lot easier! Reviewed on: 21st February 2023

Great Service

Customer service is excellent. Would definitely recommend Zopa. Reviewed on: 21st February 2023

Best credit card

Easy to apply, easy to set up and easy app to use Reviewed on: 21st February 2023

Easy and affordable

Simple and easy to apply. I had been rejected everywhere else but Zopa gave me a chance. Reviewed on: 21st February 2023

Amazing

The customer service is amazing, the app is easy to use and allows you to keep track of your balance and make extra payments. It's also handy to be able to change details and set up direct debits. Everything is in easy access in one place Reviewed on: 21st February 2023

Great

Easy to get accepted, easy to use, easy to pay back. All in all a great service; haven’t had any issues Reviewed on: 21st February 2023

Great services

Easy to apply and the interest rates ain’t too bad which is good. Reviewed on: 21st February 2023

Brilliant so far

Great service every month, would highly recommend Reviewed on: 21st February 2023

Great company

Excellent company. Great help whenever required. Would definitely recommend. Reviewed on: 21st February 2023

Easy applicatiin always kept updated on changes.

Would highly recommend easy to sign up. The app is easy to understand and im updated about any changes. Reviewed on: 21st February 2023

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