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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Easy and Transparent

It is easy to manage the card and to keep track of your expenses each month. Plus, it's super easy to clear your balance and the payment appears instantly. Reviewed on: 21st February 2023

Extraordinary customer experience

Brilliant service and easy to navigate on the app Reviewed on: 21st February 2023

Zopa are THE BEST!!

They are straightforward and clear and have amazing products. They also reward their customers really well for managing their credit. Their app is amazing and really helps me manage my products with Zopa. Reviewed on: 21st February 2023

Zopa credit card

Best credit card company no hassles brilliant customer service Reviewed on: 21st February 2023

Satisfied

I can't complain about anything,the app works well and never had sny problem with Zopa. Reviewed on: 21st February 2023

Real clear credit

There app is great, communication is brilliant and it's so simple to keep track of everything. Reviewed on: 21st February 2023

Great Compny

Been with Zopa using their credit card for 6 months now. They have been fantastic and really helped my credit score go up. Reviewed on: 21st February 2023

Simple, Transparent Banking

I applied for a Zopa Balance Transfer card and was so pleased with the simplicity of the process. Zopa were completely transparent and told me what needed to be paid when and the impact of doing so. The app is not complicated, which is great. Reviewed on: 21st February 2023

My experience has been great

From the start to competion was very simple. I didn't have to wait long or my card to come through Reviewed on: 21st February 2023

Great Card

Great card, Great app. Easy to use, and even easier to pay. Reviewed on: 21st February 2023

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