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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Would recommend

Yeah been good so far with the card, no issues Reviewed on: 21st February 2023

Zopa

Zopa is great credit card to use Reviewed on: 21st February 2023

Really good service

Good service, good rate, easy to use app. all good Reviewed on: 21st February 2023

Good rate offered 0%

Happy with credit card. Easy to pay, rate at 0% for first 3 months Reviewed on: 21st February 2023

My cars

Very good and helpful company Reviewed on: 21st February 2023

Very good easy credit card

Very easy to use and offers people that haven't got a glowing credit report a chance to change there fortunes. Reviewed on: 21st February 2023

great company, great customer services ethics

I am always delighted to speak to your team Reviewed on: 21st February 2023

Great Customer Service

So far they have been very good and supportive with allowing the right amount of credit as needed as well suprisingly good customer support. Reviewed on: 21st February 2023

Great company

Decent credit limit from a company that treats you fairly, when other won't. Reviewed on: 21st February 2023

Happy

I have always enjoyed my Zopa credit card very friendly staff always there to help if you need some advice Reviewed on: 21st February 2023

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