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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Hassle free borrowing, easy to use interface

Can't say anything bad when it comes to Zopa's services. Their response time is second to none and the app is the easiest app I've ever had the pleasure of using. Reviewed on: 21st February 2023

Easy, informative and quick

App is easy to use, transfers are quick, notifications show how much credit left on account. Never had any issues. Reviewed on: 21st February 2023

Easy to apply

Was easy to apply got a reply quickly and app is easy to understand Reviewed on: 21st February 2023

Easy, reliable app

Good reliable app, good customer service team Reviewed on: 21st February 2023

J.CARLOS

I happy about this credit card Easy online chek Thank you Reviewed on: 21st February 2023

Great credit card

One of the best credit cards I have ever had the pleasure to use. They saved me Reviewed on: 21st February 2023

Great help

Helped me rebuild my credit rating when I needed most. Reviewed on: 21st February 2023

Recommend

Would recommend to friends, easy to use app, no trouble! Reviewed on: 21st February 2023

So easy to apply and use!

This card was incredibly easy to apply for, was approved quickly, the card came soon after! The app is so easy to use and keep up to date with and the updates on email are useful too. Reviewed on: 21st February 2023

Great

App is easy to use. And customer service is great. Reviewed on: 21st February 2023

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