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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Would recommend

Yeah been good so far with the card, no issues Reviewed on: 21st February 2023

Zopa

Zopa is great credit card to use Reviewed on: 21st February 2023

Really good service

Good service, good rate, easy to use app. all good Reviewed on: 21st February 2023

Good rate offered 0%

Happy with credit card. Easy to pay, rate at 0% for first 3 months Reviewed on: 21st February 2023

My cars

Very good and helpful company Reviewed on: 21st February 2023

Very good easy credit card

Very easy to use and offers people that haven't got a glowing credit report a chance to change there fortunes. Reviewed on: 21st February 2023

great company, great customer services ethics

I am always delighted to speak to your team Reviewed on: 21st February 2023

Great Customer Service

So far they have been very good and supportive with allowing the right amount of credit as needed as well suprisingly good customer support. Reviewed on: 21st February 2023

Great company

Decent credit limit from a company that treats you fairly, when other won't. Reviewed on: 21st February 2023

Happy

I have always enjoyed my Zopa credit card very friendly staff always there to help if you need some advice Reviewed on: 21st February 2023

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