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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Thanks

Thanks good company card.... I'm very happy Reviewed on: 21st February 2023

Excellent service

Everything is explained in full. App is easy to use. Fees are very reasonable. No problems at all. Definitely recommend Reviewed on: 21st February 2023

Great Zopa !

Enjoying the freedom of my Zopa credit card ! Thanks Zopa ! Reviewed on: 21st February 2023

its the best

i got a few credit cards but zopa is far better then others Reviewed on: 21st February 2023

100% Recommend

Great customer service and amazing and user friendly app. The process of requesting and receiving a Zopa card was super smooth and there is full transparency on monthly repayments. All in all, would 100% recommend! Reviewed on: 21st February 2023

Brilliant

Excellent credit card to have I would definitely recommend this card for building your credit and every day use Reviewed on: 21st February 2023

Would recommend

Yeah been good so far with the card, no issues Reviewed on: 21st February 2023

Zopa

Zopa is great credit card to use Reviewed on: 21st February 2023

Really good service

Good service, good rate, easy to use app. all good Reviewed on: 21st February 2023

Good rate offered 0%

Happy with credit card. Easy to pay, rate at 0% for first 3 months Reviewed on: 21st February 2023

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