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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very good customer service, whole process was easy

The whole application process was very easy. Good customer service Reviewed on: 21st February 2023

Perfect for what i needed

Application was stress free and i love using the app Reviewed on: 21st February 2023

Awesome

The Zopa app is not just a credit card but gives an overview of your financial wellbeing Reviewed on: 21st February 2023

Great Service

Trusted provider and no complains, would recommend. Reviewed on: 21st February 2023

Really helpful to build credit and easy to use

Great company. Regularly review credit and are reputable. Helpful when needed and easy to use. Reviewed on: 21st February 2023

Best credit card provider

Hi guys this is an amazing credit card provider they will give you a limit that suits you & customer service very polite & amazing good work guys Reviewed on: 21st February 2023

Top company

Zoto deliver. Spot on Reviewed on: 21st February 2023

Good card.

Good communication. Easy access to app and customer care. Good payment amount to pay back. Reviewed on: 21st February 2023

The best One's among many

The best credit card company so far, the application never went down, Alloway get notifications for any incoming or outgoing. 100% RECOMMENDED TO any one starting this journey Reviewed on: 21st February 2023

Great help

Very helpful staff! Great customer service Reviewed on: 21st February 2023

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