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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

My cars

Very good and helpful company Reviewed on: 21st February 2023

Very good easy credit card

Very easy to use and offers people that haven't got a glowing credit report a chance to change there fortunes. Reviewed on: 21st February 2023

great company, great customer services ethics

I am always delighted to speak to your team Reviewed on: 21st February 2023

Great Customer Service

So far they have been very good and supportive with allowing the right amount of credit as needed as well suprisingly good customer support. Reviewed on: 21st February 2023

Great company

Decent credit limit from a company that treats you fairly, when other won't. Reviewed on: 21st February 2023

Happy

I have always enjoyed my Zopa credit card very friendly staff always there to help if you need some advice Reviewed on: 21st February 2023

Very good customer service, whole process was easy

The whole application process was very easy. Good customer service Reviewed on: 21st February 2023

Perfect for what i needed

Application was stress free and i love using the app Reviewed on: 21st February 2023

Awesome

The Zopa app is not just a credit card but gives an overview of your financial wellbeing Reviewed on: 21st February 2023

Great Service

Trusted provider and no complains, would recommend. Reviewed on: 21st February 2023

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