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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

100% recommend

Zopa is so easy to use and understand and I have recommended the card to many of my friends that were looking to get a credit card and have had no complaints from any of them x Reviewed on: 21st February 2023

Superb starter card

Superb starter card for anyone with bad credit. Excellent app which is so easy to use. Just a brilliant company who has given me a second chance. Reviewed on: 21st February 2023

Good service all round

Always receive 10/10 service, website and app are easy to use and Zopa notify us if there are any changes etc Reviewed on: 21st February 2023

Easy and reliable

Would definitely recommend, was easy to apply and set up app and is really easy to navigate Reviewed on: 21st February 2023

The freedom!

Never a dull moment in life and anything can surprise you, having the knowledge that I've a Zopa credit card in case of emergency or if I see something I want gives me better freedom to do what I want in life and not be restricted by money issues! Reviewed on: 21st February 2023

great company

very impressed with there service and there introductory offer with zero interest for so many months , very helpful and helped me out a lot. Reviewed on: 21st February 2023

reliable and supportive

Zopa always keep me informed of any changes and due payments, they really communicate effectively. Reviewed on: 21st February 2023

Withdraw easy and simple

I have good expireince with take the cash and easly way to pay. I will recomend the card to my friends Reviewed on: 21st February 2023

Great card

Great card, sensible credit limit to start and easy to use app Reviewed on: 21st February 2023

Easy brilliant

Very easy app to use great notifications all round brilliant Reviewed on: 21st February 2023

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