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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

The freedom!

Never a dull moment in life and anything can surprise you, having the knowledge that I've a Zopa credit card in case of emergency or if I see something I want gives me better freedom to do what I want in life and not be restricted by money issues! Reviewed on: 21st February 2023

great company

very impressed with there service and there introductory offer with zero interest for so many months , very helpful and helped me out a lot. Reviewed on: 21st February 2023

reliable and supportive

Zopa always keep me informed of any changes and due payments, they really communicate effectively. Reviewed on: 21st February 2023

Withdraw easy and simple

I have good expireince with take the cash and easly way to pay. I will recomend the card to my friends Reviewed on: 21st February 2023

Great card

Great card, sensible credit limit to start and easy to use app Reviewed on: 21st February 2023

Easy brilliant

Very easy app to use great notifications all round brilliant Reviewed on: 21st February 2023

Super Dupa Zopa!!

Love the fact that anything I purchase, requires to be verified first, which gives me peace if mind that my account is in safe hands all the time. Interest rates are affordable so keeps me happy when spending... Reviewed on: 21st February 2023

The very best.

More helpful, better than most, The very best. Reviewed on: 21st February 2023

I love how simple it is

Zopa is a fantastic card, it helps me to manage my credit card payments and shows me how to improve. Reviewed on: 21st February 2023

Perfect experience with this company

Perfect experience with this company. Never had any issues will recommend for friends and family Reviewed on: 21st February 2023

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