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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Super Dupa Zopa!!

Love the fact that anything I purchase, requires to be verified first, which gives me peace if mind that my account is in safe hands all the time. Interest rates are affordable so keeps me happy when spending... Reviewed on: 21st February 2023

The very best.

More helpful, better than most, The very best. Reviewed on: 21st February 2023

I love how simple it is

Zopa is a fantastic card, it helps me to manage my credit card payments and shows me how to improve. Reviewed on: 21st February 2023

Perfect experience with this company

Perfect experience with this company. Never had any issues will recommend for friends and family Reviewed on: 21st February 2023

Credit card

Easy to use app and very helpful Reviewed on: 21st February 2023

Excellent company

Excellent company friendly helpful good interest rate Reviewed on: 21st February 2023

Amazing

Great service quick and easy to use and set up have recommended many times Reviewed on: 21st February 2023

Simple to use, easy to track

Good quality app, easy to use, very easy to use tools to avoid hitting limits etc Reviewed on: 21st February 2023

Great services.

Had a loan and a credit card from Zopa. East to manage online and great customer support Reviewed on: 21st February 2023

Wonderful company

I love Zopa great card gratitude company Reviewed on: 21st February 2023

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