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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44353)

Credit card

5
Easy to use app and very helpful Reviewed on: 21st February 2023
Barry Page's avatar
Barry Page

Excellent company

5
Excellent company friendly helpful good interest rate Reviewed on: 21st February 2023
Marie Lockett's avatar
Marie Lockett

Amazing

5
Great service quick and easy to use and set up have recommended many times Reviewed on: 21st February 2023
Danielle 's avatar
Danielle

Simple to use, easy to track

5
Good quality app, easy to use, very easy to use tools to avoid hitting limits etc Reviewed on: 21st February 2023
Neil Campling's avatar
Neil Campling

Great services.

5
Had a loan and a credit card from Zopa. East to manage online and great customer support Reviewed on: 21st February 2023
Ben Holyoak's avatar
Ben Holyoak

Wonderful company

5
I love Zopa great card gratitude company Reviewed on: 21st February 2023
Tammy O'Brien's avatar
Tammy O'Brien

Amazing

5
Really happy with Zopa as my credit card company. Easy to use app, helpful staff and feel very trusting and confident with their services as a whole. Reviewed on: 21st February 2023
Anonymous's avatar
Anonymous

Very good

5
Easy card provider to work with Reviewed on: 21st February 2023
Dan Berry's avatar
Dan Berry

Amazing service

5
Great service, has helped manage my finances through very difficult times, highly recommend Reviewed on: 21st February 2023
Mark chester's avatar
Mark chester

Low interest credit card

5
I needed a credit card to start to build my credit rating. The Zopa CC provided low interest option. Definitely recommend it. Reviewed on: 21st February 2023
Darren McWilliams's avatar
Darren McWilliams

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