Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Perfect

Been with them for past 5 months, everything perfect. Reviewed on: 21st February 2023

Great

Great service. I Recommend it!!!!! Reviewed on: 21st February 2023

Easy to understand and customer service always ready to help

Never had a better experience with a credit card provider. Reviewed on: 21st February 2023

Easy to use

Easy application process, easy to use app. Reviewed on: 21st February 2023

Brilliant service

Very easy app to use and product helps build credit score. Great customer service. Reviewed on: 21st February 2023

Great card for building credit rating.

Very easy to use app, great card for building credit rating. Reviewed on: 21st February 2023

Great service and card

Awesome and handy app makes using the credit easy and explained easily Reviewed on: 21st February 2023

Nice service

Nice experience and good customer care service Reviewed on: 21st February 2023

Amazing

Makes everything easy and simple Reviewed on: 21st February 2023

Great service

Keeps you updated with payment dates and offers Reviewed on: 21st February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Everyday credit cards
from Lloyds Bank 4.06 from 68 reviews
Cashback Plus Credit Card
from RBS 4.08 from 8 reviews
Classic Extra Card (discontinued)
from Capital One 4.08 from 6 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub