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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,338 reviews, last reviewed 23rd Apr 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026
Seanie's avatar
Seanie

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44338)

A great card and competitive rates

5
This is the best card I use and the rates are very competitive. Reviewed on: 21st February 2023
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Good company to be fair

3
Good company to be fair but on the downside keep increasing the credit card interest Reviewed on: 21st February 2023
Richaldo's avatar
Richaldo

Excellent service

5
Easy application, great customer service! No issues with Zopa, would highly recommend! Reviewed on: 21st February 2023
LL's avatar
LL

Excellent service

5
The control you have over your spending and the detailed breakdowns of what you’ve used are second to none Reviewed on: 21st February 2023
Liam's avatar
Liam

Amazing and easy

5
I love it how simple is to use it, how helpful support team it is, and amazing to have it when you need some extra money. Reviewed on: 21st February 2023
Indre Zybartaite's avatar
Indre Zybartaite

Zopa the easy app

5
The app is great for the ease of paying your balance making extra payments also the app notifies you everytime there is a transaction so you can keep track of your finances Reviewed on: 21st February 2023
Stuart 's avatar
Stuart

Zopa credit card is amazing

5
Zopa credit card is one of the best credit card I love using it it’s easy to use and service is great Reviewed on: 21st February 2023
Izzatbek muydinov's avatar
Izzatbek muydinov

Credit card

5
Very easy to use, and repayments go back on very quick, great app Reviewed on: 21st February 2023
Christopher Kostarz's avatar
Christopher Kostarz

Excellent and easy to use

5
A great credit card and app. Easy to use and keep a handle or money. Communication with Zopa fantastic customer Reviewed on: 21st February 2023
Joanna's avatar
Joanna

Great from start to finish

5
Easy application Well thought out user interface and app. Reviewed on: 21st February 2023
Marc Hedges's avatar
Marc Hedges

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