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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Amazing and easy

I love it how simple is to use it, how helpful support team it is, and amazing to have it when you need some extra money. Reviewed on: 21st February 2023

Zopa the easy app

The app is great for the ease of paying your balance making extra payments also the app notifies you everytime there is a transaction so you can keep track of your finances Reviewed on: 21st February 2023

Zopa credit card is amazing

Zopa credit card is one of the best credit card I love using it it’s easy to use and service is great Reviewed on: 21st February 2023

Credit card

Very easy to use, and repayments go back on very quick, great app Reviewed on: 21st February 2023

Excellent and easy to use

A great credit card and app. Easy to use and keep a handle or money. Communication with Zopa fantastic customer Reviewed on: 21st February 2023

Great from start to finish

Easy application Well thought out user interface and app. Reviewed on: 21st February 2023

Straightforward &Easy to Use

As I was trying to build up my credit score I decided to open a credit card that I could manage easy. The app is so way to use, u can see what you have spent and your credit limit all in one place. No jargon - Easy to download and use. Reviewed on: 21st February 2023

Easy to use flexible approach

Love the credit cushion that you can set so that you always have some room for emergencies Reviewed on: 21st February 2023

Great card

Perfect great card easy and flexible very pleased Reviewed on: 21st February 2023

The best credit card

From the beginning they understood my needs and they helped me with the payments . If I had to choose again I would do it with the same bank . thank you ! Reviewed on: 21st February 2023

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