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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

37% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Easy to use

Easy to use app and card. You can pay at anytime. Reviewed on: 21st February 2023

Helpful

Zopa helps me through the month with few house hold bills and other bits Reviewed on: 21st February 2023

Amazing credit Card

Amazing card best rates and easy to use app Reviewed on: 21st February 2023

Amazing

Great customer service. I love the app especially easy to navigate Reviewed on: 21st February 2023

Excellent customer service and very helpful service.

All customer advisors are very knowledgeable and friendly. Good thing with Zopa , they all acknowledge you through email about your payment, offer, limit and expenses which is amazing to me. One important point is that before getting a card from them you will know your credit limit. Which is really impressive. Reviewed on: 21st February 2023

The best products and app

Thank you for being such a brilliant company to deal with fast and easy response with customer services and the app I second to none Reviewed on: 21st February 2023

Great credit card

Perfect card for those u expected purchases or emergencies. Reviewed on: 21st February 2023

Credit restoration perfection

I took a zopa credit card to boost my credit rating after recovering from a bankruptcy this has helped me raise my credit profile and score over the last year and a bit to the point I am able to gain most credit applications I make now Reviewed on: 21st February 2023

Fairness and equality

Fairness and equality , this card / company give people a great chance to help rebuild their credit without charging the earth to do so , Reviewed on: 21st February 2023

Excellent

Excellent credit card and easy a around Reviewed on: 21st February 2023

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