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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44348)

Amazing

4
Very helpful when need something sorting out Reviewed on: 21st February 2023
Andy Hourigan's avatar
Andy Hourigan

Easy to manage

5
Easy to check and see all accounts, credit card and loans in one place. Reviewed on: 21st February 2023
Ilidio Vitoriano's avatar
Ilidio Vitoriano

They are excellent in all they do

5
Zopa is so easy to reach. Their technology is simple and easy to Understand. They are prompt in their response to Any query. I love them Reviewed on: 21st February 2023
Pastor MO's avatar
Pastor MO

quick and safe

5
really nice to use abroad and no charge with extra charge like other banks and easy to pay back Reviewed on: 21st February 2023
ozden Kazan's avatar
ozden Kazan

Good acceptance and app is easy to use thank you

5
Zopa was so good to accept me and the app is easy to use and statements easy to read thanks Reviewed on: 21st February 2023
Tracy's avatar
Tracy

Amazing company to deal with

5
The company are great, easy to pay your card on through the app and have good rates for those with not the greatest credit score Reviewed on: 21st February 2023
Peter's avatar
Peter

Quick and easy to apply.

5
Quick application. East to use app. Helpful advisors Reviewed on: 21st February 2023
l_booth@hotmail.com's avatar
[email protected]

Zopa credit card

5
Excellent and easy to use app. Would recommend to any friend or family member. Reviewed on: 21st February 2023
Dan's avatar
Dan

Amazing

5
Has helped me build my credit score Reviewed on: 21st February 2023
Nathan Harrison's avatar
Nathan Harrison

Outstanding

5
I’ve always had a great experience with Zopa, I’ve never had any problems at all. I’ve had questions and the customer service team has always been fabulous with assisting me. They have also helped me build my credit score after I was unable to gain credit elsewhere. Fabulous service from a fabulous team :) Reviewed on: 21st February 2023
Simon Dodds's avatar
Simon Dodds

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